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Chase double app same pull?

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credit_endurance
Valued Contributor
‎09-20-2016 12:02 PM
‎09-20-2016 12:02 PM

Chase double app same pull?

Hey all,

 

I know I am supposed to be gardening Smiley Happy but I had a question regarding double apping with chase. I was interested in Chase AARP & Chase Hyatt and wanted to now if I could app for both and only take one hard pull? seeing as they pull at least 2 bureaus anyways i wanted to try and maximize my pull.

Starting FICO08 Scores 2016 All in the mid 500’s
Current FICO08 Scores SEP 2023 (TU 834) (EQ 831 (EXP 831)

“The credit is no longer bruised, it has endured the test of time” (formally know as bruisedcredit)

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credit_endurance
Valued Contributor
‎09-20-2016 06:14 PM
‎09-20-2016 06:14 PM

Re: Chase double app same pull?

Bump

Starting FICO08 Scores 2016 All in the mid 500’s
Current FICO08 Scores SEP 2023 (TU 834) (EQ 831 (EXP 831)

“The credit is no longer bruised, it has endured the test of time” (formally know as bruisedcredit)

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zerofire
Valued Contributor
‎09-22-2016 07:47 AM
‎09-22-2016 07:47 AM

Re: Chase double app same pull?

If you apply on the same day for both cards they are most likely going to only issue a single set of HP's. However be aware that since they know that you got the first card issued a few moments ago they have a higher percentage chance to decline the second card. Always apply for the card you want most first.

TU:816 12/19/24 Bank of America--EX: 809 01/03/25 Experian--EQ:836 01/06/25 myFICO--Gardening since N/A
Active:
Bank of America (Customized Cash Rewards VSC, Customized Cash Rewards WMC{PT}, Unlimited Cash Rewards WMC{PT}), Capital One (Discover It DC, Savor WEMC), Chase (Amazon Prime VSC, Freedom Flex WEMC [x2], Freedom Unlimited VC{PT}), Citi (Custom Cash WEMC, Dividend MC), Citizens GreenSense WMC, Curve WEMC{S}, FNBO Ducks Unlimited VSC, GBank VSC, PenFed Pathfinder Rewards VSC, Santander Ultimate Cash Back WMC, Synchrony PayPal Cashback WMC, UMB Simply Rewards VSC[Milford Federal], US Bank (Cash+ VSC [x2], Kroger Rewards WEMC, Pick n Save/Metro Market Rewards WEMC, Shield VC)
Wishlist: AAA Daily Advantage, AOD Signature, Bellco Colorado Rewards, Nusenda Platinum Cash Rewards, PCMCU Platinum Rewards, Redstone FCU Signature
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credit_endurance
Valued Contributor
‎09-22-2016 03:11 PM
‎09-22-2016 03:11 PM

Re: Chase double app same pull?

@zerofire wrote:

If you apply on the same day for both cards they are most likely going to only issue a single set of HP's. However be aware that since they know that you got the first card issued a few moments ago they have a higher percentage chance to decline the second card. Always apply for the card you want most first.

Went ahead and just appied for Chase Hyatt and got the standard 7-10 message. Thanks for chiming in!

Starting FICO08 Scores 2016 All in the mid 500’s
Current FICO08 Scores SEP 2023 (TU 834) (EQ 831 (EXP 831)

“The credit is no longer bruised, it has endured the test of time” (formally know as bruisedcredit)

Message 4 of 4
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