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Chase sp pending

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Anonymous
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Chase sp pending

Hi I am working on my wife's credit to build up a history for her long story short we bank with chase and went on her account to pay off our fu card and got an offer for sp card. So I said why not I clicked on it to see what terms and everything got a solid apr not a range so I thought it was solid.
Got a 30 day massage and now when I call I get 7-10 day massage.
What do you think we should do? Is is a denial?
Stats are ex 771 thru amex site

Amex prg charge around 10k monthly
Wells Fargo 3.5k
Chase fu 8k
Au amex platinum charge around 50k monthly

Also when I spoke to a person she just said it only shows the 7-10 days
Message 1 of 9
8 REPLIES 8
Anonymous
Not applicable

Re: Chase sp pending

Are you beyond the 5/24 rule?

Message 2 of 9
Anonymous
Not applicable

Re: Chase sp pending

No only 2 new accounts in the past 3 years
Message 3 of 9
Anonymous
Not applicable

Re: Chase sp pending

I thought it was verification like the first time around but they said once your are an existing customer no verification needed. Is that correct?
Message 4 of 9
Anonymous
Not applicable

Re: Chase sp pending

Ok so called chase and they denied app
Gave no reason. Should I wait for the letter to call recon?
Message 5 of 9
Adkins
Legendary Contributor

Re: Chase sp pending


@Anonymous wrote:
Ok so called chase and they denied app
Gave no reason. Should I wait for the letter to call recon?

I'd call recon today.


Last HP 08-07-2023



Message 6 of 9
Anonymous
Not applicable

Re: Chase sp pending

So called recon they transferred to verification I guess doing it through online account it was missing a few details. Got approved 20k limit Smiley Happy
Now I'm happy
Message 7 of 9
Anonymous
Not applicable

Re: Chase sp pending

Thank you Adkins without you I might have waited for the letter in the mail
Message 8 of 9
Adkins
Legendary Contributor

Re: Chase sp pending


@Anonymous wrote:
Thank you Adkins without you I might have waited for the letter in the mail

You're welcome! That's a fantastic starting limit, congratulations!! 😁


Last HP 08-07-2023



Message 9 of 9
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