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Chase

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Chase

For the chase southwest and Costco cards are there pre approval applications? When I do the pre qualify on chase, if I were a match would those co branded cards pop up?

Are all chase cards now 5/24?

Thank you.
Message 1 of 6
5 REPLIES 5
Community Leader
Super Contributor

Re: Chase


@Shootingfor800 wrote:
For the chase southwest and Costco cards are there pre approval applications? When I do the pre qualify on chase, if I were a match would those co branded cards pop up?

Are all chase cards now 5/24?

Thank you.

Hi and welcome to MyFICO

 

When your pre-qualify for Chase, co-branded card’s are not included in the selections. 

 

And yes, Chase’s 5/24 is based on any CCs you have applied for, not just Chase cards. 

 

Costco is a Citi card so I don’t know if they have a prequalify page. 

REVISED GOAL: Garden ‘til Dec 2020 — 0 inquiries

Previous Goal: Garden til APR 2020 (extended) and
800 Club (accomplished)


DEC 2019: EX 816, TU 820, EQ 810
DEC 2018: EX 777, TU 783, EQ 799
DEC 2017: EX 775, TU 778, EQ 769

|| NFCU CashRewards $30K || AmX Cash Magnet $30K || Discover IT $22.2K || Macy's $20K || NFCU CLOC $15K || NFCU Platinum $12.5K || AmX ED $11.5K || CitiCostco $7K || CitiDC $6.3K ||
Message 2 of 6
Regular Contributor

Re: Chase

Re the Citi Costco Visa, I don’t know if this was just a coincidence, or it triggered something within Costco, but I signed up for their (Costco) auto renewal.  Approximately five/six weeks later, I received an approval offer for the Citi Costco via snail mail.  My scores were around 704 across all three bureaus at the time.

 

Message 3 of 6

Re: Chase

I applied with chase and was denied. Wonder if I should recon? apparently,
Equifax hasn’t updated my accounts in over a month. They reported my PayPal mc,
I was just approved for but not my balances that I paid off.

Chase pulled Experian and Equifax. Which was a whole 76 points less than exp and trans.

How can I get Equifax to fix this? Is it worth a recon with chase? Or take another double pull once Equifax get their stuff together?
Message 4 of 6
Community Leader
Super Contributor

Re: Chase

What are your stats?

 

3 FICO scores

AAOA and AoYA

UT

CCs and their limits

Any baddies

REVISED GOAL: Garden ‘til Dec 2020 — 0 inquiries

Previous Goal: Garden til APR 2020 (extended) and
800 Club (accomplished)


DEC 2019: EX 816, TU 820, EQ 810
DEC 2018: EX 777, TU 783, EQ 799
DEC 2017: EX 775, TU 778, EQ 769

|| NFCU CashRewards $30K || AmX Cash Magnet $30K || Discover IT $22.2K || Macy's $20K || NFCU CLOC $15K || NFCU Platinum $12.5K || AmX ED $11.5K || CitiCostco $7K || CitiDC $6.3K ||
Message 5 of 6
New Contributor

Re: Chase

I just got the slate card from them. I don't know how they do their scores. Cl is only $1200. My Experian FICO 8 says 707. Equifax FICO 9 says 720. TU doesn't generate a score yet. They lost my credit file. I finally got 5 accounts listed on there. But only shows 4 months of history. I do have a checking account with them. I have only $75 in there right now. I had $3000 in there a week ago. I only use it for bill payment. So I don't know what they are doing. I got approved for Discover $8500 limit 2 months ago. I'm through with getting credit cards. I'm gardening for 2 more years and try to get a loan to build a house. But not sure witch bank I will use.
I used the slate to pay off 2 card's.. credit one.. now closed and capital one. I don't want or need them. I have 4 comenity Bank cards only for the no interest program. Almost paid off. I'm hoping in 2 year's my scores will be in high 700s. So I won't have a problem getting a $200,000 loan from someone so I can build my dream home on this half acre of land I own. What is your opinion on which bank will be best?
Well I don't have a logo, so I will just use @#@
Message 6 of 6
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