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710 score enough for Quicksilver?

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Valued Member

710 score enough for Quicksilver?

I mean the real quicksilver not the quicksilver one.( im pre qualified for the one and the platinum but not for the "normal quicksilver".)

 

1 credit card only, 16months old. BOA cash rewards 6000 limit

3 HP in the last 12 months.

no badies

utilization under 9%

fico score transunion 710

90k income

 

 

 

 

21 REPLIES 21
Established Member

Re: 710 score enough for Quicksilver?

Yes!    I got a Quick Silver One card with a credit score in the low 600's so with your scores you should'nt have a issue

Message 2 of 22
Established Member

Re: 710 score enough for Quicksilver?

you should be good to go with your score

Message 3 of 22
Super Contributor

Re: 710 score enough for Quicksilver?

If you’re not prequalified for it, I wouldn’t app for it. Three HPs is a lot to throw away when you can pick up the AMEX Cash Magnet or the PayPal Cashback for one HP and they both grow fast while Capital One can be stuck for a long time.


01/2019:
1/2020:

Hover over my cards to see my limits!
Goal cards: Cash+, Freedom.
Message 4 of 22
Community Leader
Super Contributor

Re: 710 score enough for Quicksilver?

You can get a platinum and product change it to a Quicksilver in 3-4 months, which is what I did. My wife chose to PC to the Venture One.







Message 5 of 22
Valued Contributor

Re: 710 score enough for Quicksilver?


@Brace wrote:

I mean the real quicksilver not the quicksilver one.( im pre qualified for the one and the platinum but not for the "normal quicksilver".)

 

1 credit card only, 16months old. BOA cash rewards 6000 limit

3 HP in the last 12 months.

no badies

utilization under 9%

fico score transunion 710

90k income

 

 

 

 


I believe 710 is a good enough score for the regular (no annual fee) Quicksilver. However, Cap 1 will do a HP on all three credit bureaus. What are your scores and inquiries looking like on those as well? 

 

Also, as someone mentioned for better rewards you may consider taking a look at the Paypal 2% Mastercard by Synchrony bank. This trumps the 1.5% on the Quicksilver and Synch is a TU puller and 710 is a good score for them. 

 

 

 

 

"Hover mouse over cards to see CL and APR info"


Message 6 of 22
Valued Contributor

Re: 710 score enough for Quicksilver?

I got $10k QS before I hit 700.

 

Check prequal for VENTURE.

 

If prequaled for Venture (not Venture one) you should get a nice SL on QS.

Rebuild started in 2014  -  $100k+ unsecured credit in 2017  -  $350k+ unsecured credit in 2020.

DON'T WORK FOR CREDIT CARDS ... MAKE CREDIT CARDS WORK FOR YOU!

10% Rotating - Discover                       5%-20% - Amazon & Lowes                  3-6% Groceries - NFCU & Amex Preferred
3-5% Gas - NFCU & Ducks Unl            4% Dining & Entertain - Savor               3% Travel & Hotels - Flagship, Propel, & Uber
2% Everything Else - Flagship             1% Cancer Charity - Fifth Third             0% Finance Promos - Venture & QuickSilver





                           
           
Message 7 of 22
Community Leader
Valued Contributor

Re: 710 score enough for Quicksilver?

I would be kind of surprised if you didn’t get it. You may not get a great SL, though. But if you really want and can use the card, go ahead. It might grow for you. 

Good luck!

Discover It: 19.7k
Amex BCE: 18k
Citi DC: 5.7k
~~~~~~~~~~~~~~~~~~
Once you go Berner, you never go back.
Message 8 of 22
Regular Contributor

Re: 710 score enough for Quicksilver?

Did you choose your credit rating as excellent versus average? That sometimes changes what you pre-qual for.

Message 9 of 22
Frequent Contributor

Re: 710 score enough for Quicksilver?


@Saeren wrote:
If you’re not prequalified for it, I wouldn’t app for it. Three HPs is a lot to throw away when you can pick up the AMEX Cash Magnet or the PayPal Cashback for one HP and they both grow fast while Capital One can be stuck for a long time.

 

Very sound advice @Saeren Didnt realize I could could do PC with Cap1 early on, but started on Plat than QS1 and now Venture One....took 4 years and stuck at $4500 CL. To me having a Venture with a $95 AF is not worth it, after having the Venture One. So many other cards out there and this advice from @Saeren that could help you grow your credit profile better. 


 

EQ 812 / TU 802 / EX 818 (Before the credit sprees will update soon)
Message 10 of 22
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