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Citgo Rewards

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Valued Member

Citgo Rewards

I received a letter in the mail today stating that my application from October, 2016 was denied in error....and to sign the enclosed form which just had my pre-printed name and address, and they would open my account within 30 days. Has anyone else experienced this?

UTIL as of 3/2019 - 9% | FICO Scores - (As of 3/2019) - EX 712 | TU 734 | EQ 727
Retail and Store Credit: Synchrony HOME - $4000 | Children's Place - $1K | Saks - $2250 | Neiman Marcus - $1500 | Ulta - $1K | JCP - $700 | Lowe's - $5300 | TJ Maxx - $900 | Macy's - $2000 | AE - $1650 | Tires Plus - $1400 | Abercrombie - $850 | Gap - $2500 | Old Navy - $2500 | VS - $1850 | BP - $900 | Chevron - $1750 | Citgo - $500 | Amazon - $6K | Belk - $300 | Bloomingdales - $300 | Express - $750 | Kay's - $5100 | CareCredit - $9800 | Walmart - $1600 | Discount Tire - $1700 | Sunoco - $300 | Kohl's - $600 | Zales - $1300 | Navy Fed CLOC - $500 | NewEgg - $1800
Message 1 of 12
11 REPLIES 11
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Senior Contributor

Re: Citgo Rewards

That's a bit odd 😧Idk why they would wait over 6 mths to send you the letter just now
Message 2 of 12
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Established Contributor

Re: Citgo Rewards

Citgo must be hurting if they are doing this lol
In the wallet:
Amex PRG ~ Amex BCE ~ Discover ~ NFCU Cash Rewards Visa Signature ~ NFCU Platinum Visa ~ NFCU Line of Credit ~ Chase Amazon Prime Visa Signature ~ PenFed Cash Rewards Visa ~ PenFed Promise Visa ~ Fairwinds Credit Union Cash Rewards Visa ~ CapOne QS1 ~ Lowes Store Card

Closed on mortgage 8/9/17!! Woot!
Message 3 of 12
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Frequent Contributor

Re: Citgo Rewards

I would call them directly before I signed anything. 

Message 4 of 12
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Valued Member

Re: Citgo Rewards

That's exactly what my friend and I were discussing. They must be hurting for business.6 months later. No phone call or anything.

UTIL as of 3/2019 - 9% | FICO Scores - (As of 3/2019) - EX 712 | TU 734 | EQ 727
Retail and Store Credit: Synchrony HOME - $4000 | Children's Place - $1K | Saks - $2250 | Neiman Marcus - $1500 | Ulta - $1K | JCP - $700 | Lowe's - $5300 | TJ Maxx - $900 | Macy's - $2000 | AE - $1650 | Tires Plus - $1400 | Abercrombie - $850 | Gap - $2500 | Old Navy - $2500 | VS - $1850 | BP - $900 | Chevron - $1750 | Citgo - $500 | Amazon - $6K | Belk - $300 | Bloomingdales - $300 | Express - $750 | Kay's - $5100 | CareCredit - $9800 | Walmart - $1600 | Discount Tire - $1700 | Sunoco - $300 | Kohl's - $600 | Zales - $1300 | Navy Fed CLOC - $500 | NewEgg - $1800
Message 5 of 12
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Established Contributor

Re: Citgo Rewards

I would call them toostoosh, that's kind of weird..6 months later?
Message 6 of 12
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Moderator Emeritus

Re: Citgo Rewards

Very strange ... caution for sure!
Starting Score: 300
Current Score: 824
Goal Score: 850


Take the myFICO Fitness Challenge
Message 7 of 12
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Community Leader
Mega Contributor

Re: Citgo Rewards

No way would i go for a card 6 months after the fact out of the blue. No, i say move on but to each their ownSmiley Wink
Message 8 of 12
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Valued Contributor

Re: Citgo Rewards

Crazy!!

Fraud??


Current Scores 3/2016 Equifax 676 Transunion 697 Experian 648 Goal Scores: 720's accross the board. Gardening Goal: 3/2017
Message 9 of 12
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Valued Member

Re: Citgo Rewards

Just an update to my initial post...I sent the letter back in April.  I called Citgo about a month ago, and they didn't have anything on file regarding the letter I received and told me that it must have been lost and I was welcome to re-apply. Two days ago, I start getting alerts that a new account had been added to my credit files. It was Citgo ofcourse, and I got my card in the mail today. Weird case..but after almost a year, the account is finally open...with a $500 limit. I have two other gas cards, so this will just be used to boost my utilization.

UTIL as of 3/2019 - 9% | FICO Scores - (As of 3/2019) - EX 712 | TU 734 | EQ 727
Retail and Store Credit: Synchrony HOME - $4000 | Children's Place - $1K | Saks - $2250 | Neiman Marcus - $1500 | Ulta - $1K | JCP - $700 | Lowe's - $5300 | TJ Maxx - $900 | Macy's - $2000 | AE - $1650 | Tires Plus - $1400 | Abercrombie - $850 | Gap - $2500 | Old Navy - $2500 | VS - $1850 | BP - $900 | Chevron - $1750 | Citgo - $500 | Amazon - $6K | Belk - $300 | Bloomingdales - $300 | Express - $750 | Kay's - $5100 | CareCredit - $9800 | Walmart - $1600 | Discount Tire - $1700 | Sunoco - $300 | Kohl's - $600 | Zales - $1300 | Navy Fed CLOC - $500 | NewEgg - $1800
Message 10 of 12
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