No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
Has anyone ever been able to get approved for this card with more than 6 inquiries made in the last six months? I'm still waiting for some of mine to age and then I'll be ready to go in early December with around 4-5 in the last six months. I just don't wanna get auto denied by the system again. I've only had one new inquiry on my EX file since getting denied for the Double Cash in early September.
@Laddi wrote:
@chalupaman wrote:Has anyone ever been able to get approved for this card with more than 6 inquiries made in the last six months? I'm still waiting for some of mine to age and then I'll be ready to go in early December with around 4-5 in the last six months. I just don't wanna get auto denied by the system again. I've only had one new inquiry on my EX file since getting denied for the Double Cash in early September.
I had 20 recent inquires within last 6 months when I applied. I was instantly approved online with a credit limit of $1,200. After talking to a credit analyst it was increased to $18,000.
Wow really? I've read on sites like Flyertalk that their maximum is 6 inquiries in the last six months but yet again, I know someone that got the Best Buy card with no problem despite having a lot of inquiries. Maybe this all depends on thickness of one's credit file.
@chalupaman wrote:
@Laddi wrote:
@chalupaman wrote:Has anyone ever been able to get approved for this card with more than 6 inquiries made in the last six months? I'm still waiting for some of mine to age and then I'll be ready to go in early December with around 4-5 in the last six months. I just don't wanna get auto denied by the system again. I've only had one new inquiry on my EX file since getting denied for the Double Cash in early September.
I had 20 recent inquires within last 6 months when I applied. I was instantly approved online with a credit limit of $1,200. After talking to a credit analyst it was increased to $18,000.
Wow really? I've read on sites like Flyertalk that their maximum is 6 inquiries in the last six months but yet again, I know someone that got the Best Buy card with no problem despite having a lot of inquiries. Maybe this all depends on thickness of one's credit file.
it also depends on your income, people that make a lot of money can get away with lots of stuff...
@Laddi wrote:
@chalupaman wrote:
@Laddi wrote:
@chalupaman wrote:Has anyone ever been able to get approved for this card with more than 6 inquiries made in the last six months? I'm still waiting for some of mine to age and then I'll be ready to go in early December with around 4-5 in the last six months. I just don't wanna get auto denied by the system again. I've only had one new inquiry on my EX file since getting denied for the Double Cash in early September.
I had 20 recent inquires within last 6 months when I applied. I was instantly approved online with a credit limit of $1,200. After talking to a credit analyst it was increased to $18,000.
Wow really? I've read on sites like Flyertalk that their maximum is 6 inquiries in the last six months but yet again, I know someone that got the Best Buy card with no problem despite having a lot of inquiries. Maybe this all depends on thickness of one's credit file.
It is my first time getting a Citi card. I been applying since last 10 years never got approved. They always kept telling me too many inquires lol. Finally out of no where I got an instant approval.
I see. I'm just afraid to try to put up with their system again and end up with another denial if I wait too soon.
@Laddi wrote:
@chalupaman wrote:
@Laddi wrote:
@chalupaman wrote:
@Laddi wrote:
@chalupaman wrote:Has anyone ever been able to get approved for this card with more than 6 inquiries made in the last six months? I'm still waiting for some of mine to age and then I'll be ready to go in early December with around 4-5 in the last six months. I just don't wanna get auto denied by the system again. I've only had one new inquiry on my EX file since getting denied for the Double Cash in early September.
I had 20 recent inquires within last 6 months when I applied. I was instantly approved online with a credit limit of $1,200. After talking to a credit analyst it was increased to $18,000.
Wow really? I've read on sites like Flyertalk that their maximum is 6 inquiries in the last six months but yet again, I know someone that got the Best Buy card with no problem despite having a lot of inquiries. Maybe this all depends on thickness of one's credit file.
It is my first time getting a Citi card. I been applying since last 10 years never got approved. They always kept telling me too many inquires lol. Finally out of no where I got an instant approval.
I see. I'm just afraid to try to put up with their system again and end up with another denial if I wait too soon.
How many recent inquires do you have?
8 in the last six months, but after December 4th, it will be 5 in the last six months. After December 18th, 4 in the last six months.
@Laddi wrote:
@chalupaman wrote:
@Laddi wrote:
@chalupaman wrote:
@Laddi wrote:
@chalupaman wrote:
@Laddi wrote:
@chalupaman wrote:Has anyone ever been able to get approved for this card with more than 6 inquiries made in the last six months? I'm still waiting for some of mine to age and then I'll be ready to go in early December with around 4-5 in the last six months. I just don't wanna get auto denied by the system again. I've only had one new inquiry on my EX file since getting denied for the Double Cash in early September.
I had 20 recent inquires within last 6 months when I applied. I was instantly approved online with a credit limit of $1,200. After talking to a credit analyst it was increased to $18,000.
Wow really? I've read on sites like Flyertalk that their maximum is 6 inquiries in the last six months but yet again, I know someone that got the Best Buy card with no problem despite having a lot of inquiries. Maybe this all depends on thickness of one's credit file.
It is my first time getting a Citi card. I been applying since last 10 years never got approved. They always kept telling me too many inquires lol. Finally out of no where I got an instant approval.
I see. I'm just afraid to try to put up with their system again and end up with another denial if I wait too soon.
How many recent inquires do you have?
8 in the last six months, but after December 4th, it will be 5 in the last six months. After December 18th, 4 in the last six months.
Let me give you more details. I had 20 in last 6 months but 0 in last 3 months when I applied. I don't know if that 3 month period helped me or not.
In that case, I've had 2 inquiries in the last 3 months counting my last Citi app.