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Hey everyone,
Citi is being stingy with their SP CLIs again. I've had the Citi Premier for 9 months, starting limit was $6200. 6 months ago they gave me a $2000 sp cli bringing my limit to $8200. Today they denied my CLI.
Last month I made a similar post about my Citi Double Cash. Since citi denied my premier cli I decided to try again for a cli on my double cash and they gave me $1500
Citi has me confused 🤣
SP CLI's increases on their cards are once every 6 months and you said had the card 9 months so if you had one 3 months ago at 9 months you would be ineligible.
@CreditCuriosity wrote:SP CLI's increases on their cards are once every 6 months and you said had the card 9 months so if you had one 3 months ago at 9 months you would be ineligible.
My first CLI was when I had the card for 3 months. It has been exactly 6 months to the day since my last CLI.
@Roadgeek395 wrote:
@CreditCuriosity wrote:SP CLI's increases on their cards are once every 6 months and you said had the card 9 months so if you had one 3 months ago at 9 months you would be ineligible.
My first CLI was when I had the card for 3 months. It has been exactly 6 months to the day since my last CLI.
You might cite (post) the reasons for denial from the AA letter.
They will usually give it online under "documents" within a few days of denial,
along with an email to notify you of the online document.
The online doc would look like this;
(Click image to enlarge)
And the email to notify of said document;
(Click image to enlarge)
ETA: It is highly unlikely of Citi to give you (2) CLI's in less than 12 months.
@M_Smart007 wrote:
@Roadgeek395 wrote:
@CreditCuriosity wrote:SP CLI's increases on their cards are once every 6 months and you said had the card 9 months so if you had one 3 months ago at 9 months you would be ineligible.
My first CLI was when I had the card for 3 months. It has been exactly 6 months to the day since my last CLI.
You might cite (post) the reasons for denial from the AA letter.
They will usually give it online under "documents" within a few days of denial,
along with an email to notify you of the online document.
The online doc would look like this;
(Click image to enlarge)
And the email to notify of said document;
(Click image to enlarge)
ETA: It is highly unlikely of Citi to give you (2) CLI's in less than 12 months.
I will see what the letter says when I get it.
I got 3 CLIs the first year I had my Double Cash.
@Roadgeek395 wrote:I got 3 CLIs the first year I had my Double Cash.
Consider yourself very lucky!
Citi sent me a denial letter and this is what it said...
This is the exact same reason they gave me last month for my Double Cash. I waited a month and they gave me a CLI for my Double Cash so I plan on waiting a month to see if they give me a CLI from my Premier. Who knows 🤷♂️
Yeah, I had that same letter for a month before I got an auto cli from Citi on my Premier card as well but it was also at exactly the 7th statement, after 6 months. Try waiting for your next statement to cut and retry. Good luck!