Citi Prestige Data Points Please

[wingennis]

They've pulled my TU Bankcard 8 the last 2 apps.

[PointsBonus]

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@wingennis wrote:

They've pulled my TU Bankcard 8 the last 2 apps.

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wait... each bureau has a different Bankcard 8 score ?

Mine was on Experian website..... i thought all Bankcard scores were via FICO

[wingennis]

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@PointsBonus wrote:

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@wingennis wrote:

They've pulled my TU Bankcard 8 the last 2 apps.

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wait... each bureau has a different Bankcard 8 score ?

Mine was on Experian website..... i thought all Bankcard scores were via FICO

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Experian, Equifax, and Transunion all have Fico 8 Bankcard scores among other Fico scores.

[wingennis]

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@PointsBonus wrote:

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@wingennis wrote:

They've pulled my TU Bankcard 8 the last 2 apps.

---

wait... each bureau has a different Bankcard 8 score ?

Mine was on Experian website..... i thought all Bankcard scores were via FICO

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[Loquat]

I was approved for the Citi Prestige (along with many others) with a BK13 on file and score at the time in the high 600's. Citi isn't that tough of a nut to crack.

Like any other lender they'll toss out some lame excuse if they don't want you to play in their sandbox but waiting for a pre-qualification may mean a very long wait.

If it means anything, I was able to get the Prestige, Double Cash, Best Buy Visa, Premier, AA Executive, and AAdvantage Business with my BK13 reporting. Picked up the Rewards+ afterwards.

[Deuter]

I got approved for my Prestige with 10 months total of Credit History. I got approved without a SSN or ITIN after holding an Citi AAdvantage Platinum just for 10 months. The Citi AA was my first CC so the Prestige was my second. 

I agree that it shouldn't be so difficult, but i had banking relationship with Citi for 7 years if that's important at all (I think not, but longer than 3 months relationship could help if profile it's not too strong)

My score at the time was 719 EQ FICO Bankcard 8.

[Anonymous]

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@PointsBonus wrote:

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@wingennis wrote:

They've pulled my TU Bankcard 8 the last 2 apps.

---

wait... each bureau has a different Bankcard 8 score ?

Mine was on Experian website..... i thought all Bankcard scores were via FICO

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I've been eyeing that card.  Keep us posted if you apply and what the result was. 

Thanks! 

[PointsBonus]

As of 2/18 2020  Equifax Bankcard score 8  is 703