Citi Recon - Too Many Inquiries

[Anonymous]

Has anyone had success writing to the executive office to reconsider a denied application due to too many inquiries? I recently went on a mini spree, got the SPG AMEX and CSP, but denied the AAdvantage due to too many recent inquires. I have 5 total inquires over the past 4 months. Scores in the low 700's and income 130k+. If anyone has had success would you please share what you wrote to the executive office? 

Thanks!

[chalupaman]

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@Anonymous wrote:

Has anyone had success writing to the executive office to reconsider a denied application due to too many inquiries? I recently went on a mini spree, got the SPG AMEX and CSP, but denied the AAdvantage due to too many recent inquires. I have 5 total inquires over the past 4 months. Scores in the low 700's and income 130k+. If anyone has had success would you please share what you wrote to the executive office? 

Thanks!

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You might have a shot since you didn't have more than six but Citi can be very INQ sensisitive so YMMV. Good luck. I once tried to recon a Double Cash app and they still couldn't overturn the denial.

[Anonymous]

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@chalupaman wrote:

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@Anonymous wrote:

Has anyone had success writing to the executive office to reconsider a denied application due to too many inquiries? I recently went on a mini spree, got the SPG AMEX and CSP, but denied the AAdvantage due to too many recent inquires. I have 5 total inquires over the past 4 months. Scores in the low 700's and income 130k+. If anyone has had success would you please share what you wrote to the executive office? 

Thanks!

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You might have a shot since you didn't have more than six but Citi can be very INQ sensisitive so YMMV. Good luck. I once tried to recon a Double Cash app and they still couldn't overturn the denial.

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Seeing this made my trigger finger to stop itching for the pre approvals of 13.9 apr cards.  though my income is way smaller everything else looks the same

[kdm31091]

I have heard Citi is not great with recons. You can always try and you should since you took the HP anyway, but I haven't heard a ton of success stories. Also, they are definitely inq sensitive. You may have to garden and try again later but I'd recon since there's no reason not to. Just don't hold your breath.

[Anonymous]

ohh gardeing after a denial is hard... good luck op

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@kdm31091 wrote:

I have heard Citi is not great with recons. You can always try and you should since you took the HP anyway, but I haven't heard a ton of success stories. Also, they are definitely inq sensitive. You may have to garden and try again later but I'd recon since there's no reason not to. Just don't hold your breath.

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