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You seem to have high scores. I dont know the card so dont know what they ask for. But cheer up better cards will come!
Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |
@pi-r-squared wrote:
Scores are one thing. Burning them severely and including in BK-7 is another....
Agreed. Citi isn't as forgiving as other banks. So hang in there.
How long ago did you burn them, and was it a BK?
I got approved back in May for a Diamond Preferred... I burned them in a BK7 back in 2000 and I wasn't sure if it would still matter or not. I made sure when I applied that my reports were as 'perfect' as they were likely to get, and it worked. At the time of my application I had four inquiries on EX, and three on EQ.
It did take a couple of weeks for them to get around to the verification stuff (the approval wasn't instant) but they let me back in. It's possible that with an otherwise 'clean' report I wouldn't have had to wait as long as I did... I think other folks have been approved with a similar profile without waiting 16 years (LOL).
Basically, hang in there... depending on how you burned them and when, it's not impossible to get back with them.
Time heals! Hang in there and try againin 6mos to a year!