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You seem to have high scores. I dont know the card so dont know what they ask for. But cheer up better cards will come!
| Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |










@pi-r-squared wrote:
Scores are one thing. Burning them severely and including in BK-7 is another....
Agreed. Citi isn't as forgiving as other banks. So hang in there.
How long ago did you burn them, and was it a BK?
I got approved back in May for a Diamond Preferred... I burned them in a BK7 back in 2000 and I wasn't sure if it would still matter or not. I made sure when I applied that my reports were as 'perfect' as they were likely to get, and it worked. At the time of my application I had four inquiries on EX, and three on EQ.
It did take a couple of weeks for them to get around to the verification stuff (the approval wasn't instant) but they let me back in. It's possible that with an otherwise 'clean' report I wouldn't have had to wait as long as I did... I think other folks have been approved with a similar profile without waiting 16 years (LOL).
Basically, hang in there... depending on how you burned them and when, it's not impossible to get back with them. ![]()
Time heals! Hang in there and try againin 6mos to a year!