Citibank CLI - denial

[Anonymous]

I was all excited when the SP language popped up on my Rewards+ so quickly (I'm only one full cycle in) but I was denied for BK. 

It's all good. I'm going to just use the 0% float for another 9 months and I'll try again. 

[Anonymous]

My BK dropped off in Sept.  I did not try again for CLI until now when I saw this thread pop up again.   They gave it to me instantly.  

New Credit Limit: $8,500

Prior Credit Limit: $5,500

[Anonymous]

Congrats!

Glad that my sharing my misery helped someone 😂 

[Anonymous]

Hang in there.  BK is long road but you will get through it.  My scores are now in the 800's.  I just haven't updated my profile in a while. 

[Anonymous]

Yeah I am excited to see what happens next year. BK should be dropped from all three in July. 

[Andypanda]

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@Anonymous wrote:
You don't need to wait 6 months from denial. The 6 month time frame is what some creditors require you to wait between CLI approvals. You could turn around and reapply today if you wanted. But seeing as they denied you for a BK, I would personally call in and talk to a CSR or even a supervisor. Crazy how they approved you for the card with the BK on the report yet won't give a simple CLI.

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Just be careful when calling in, there is a chance it might lead to a hp.