Citibank app status

[Schoolbuskid]

I applied for the citibank secured card on 12/2...got the message "application needs further processing" so i get an email today to call...they wanted to verify my income and housing, so i did. At that point the lady said the app was neither approved nor denied. She told me to wait for the letter in the mail or call/check online.

My Experian score at time of app was 564, up 28 points from where i started.

What are my chances? is this a bad sign? What was your score if you were approved for the secured card?

[Schoolbuskid]

I think I'm approved I called today they said they are just waiting on the deposit to clear. 

[tntexans72]

If they requested additional infor you are in. Keep us posted. You are on your way up from here. Citi is a great bank to get your foot in the door. 

[Schoolbuskid]

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@tntexans72 wrote:

If they requested additional infor you are in. Keep us posted. You are on your way up from here. Citi is a great bank to get your foot in the door.

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@tntexans72 wrote:

If they requested additional infor you are in. Keep us posted. You are on your way up from here. Citi is a great bank to get your foot in the door. 

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Awesome, well that makes me feel alot better. I checked today still says pending...i wonder how long it takes for deposit to clear!

[Anonymous]

Sounds good! Let me be the first to congratulate you!

[Schoolbuskid]

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@Anonymous wrote:

Sounds good! Let me be the first to congratulate you!

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Thanks...finally received the approval email yesterday! Yipee!

[OmarGB9]

Grats! What was your limit and APR?

[Schoolbuskid]

not sure yet...i think 24.99

[Schoolbuskid]

Congratulations! You've been approved.

You should receive your Citi® Card credit card welcome materials and card(s) by mail within 1 week of your approval date of 12-08-2015.

When you receive your card(s), just follow the activation instructions on the security sticker, then start enjoying all the benefits Citi® Card has to offer.

Account Details

• Credit Card:

  Citi® Card

• Initial Credit Limit:

  $200.00

• Purchase APR:

  21.99%.  This APR will vary with the market based on the Prime Rate.

• Balance Transfer APR:

  21.99% for transfers completed within 2 months from date of account opening.  This APR will vary with the market based on the Prime Rate.

• Balance Transfer Fee:

  Either $5 or 3% of the amount of each transfer, whichever is greater.