Citibank approval questions

[newscore89]

Good evening Forum members

I'm considering applying for the Citibank Double Cash Card, does anyone know which bureau they pull? 

My credit scores are as follow:

Equifax 729

Experian 766

Transunion 765

I have only 1 collection showing on my Equifax & Experian report for $74.00,  it's not reporting on my Transunion  and its cheduled to fall off the other two reports in 9/2024.

I was wondering if I keep my Equifax & Experian  "locked/frozen"  while leaving my Transunion unlocked would this steer Citibank to do the hard pull from Transunion?

Please advise

thanks

Newscore89

[FireMedic1]

You can try here for who they pull. States do come into play also. https://ficoforums.myfico.com/t5/General-Credit-Topics/The-quot-Which-Banks-Pull-Which-Report-For-Ap... 

We cant discuss gaming the CRA's with frozen/locked files.

[IntegerIntrovert]

I applied for a CITI card recently and they pulled Equifax.

[Mycreditjourney2020]

I applied for Citi Custom Cash last month and they pulled Experian.  I live in NY. 

I've also read that Citi is inquiry sensitive and I had 8 previous inquiries.  I was instantly approved fir $13,700.

[Life_take2]

As a quick data point- I opened a Citi account in June and they pulled Experian only.  I'm in NM.

[outofcredit]

Applied for the Citi Diamond Preferred in response to mailer in 05/2022, instant approval, SL $1k.   They pulled EQ only, EQ 655 at the time,  located in  IN.

[HO8X7696]

I just applied for the citi double cash card a couple days ago. They pulled Experian and Equifax.