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Cli on CSP what 2 are they pulling

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Jccflat
Established Contributor

Cli on CSP what 2 are they pulling

Planning to request a Cli 

what the 2 they pull for a Cli I know Experian what's the second one ?

is it always 2 pulls ?

Message 1 of 30
29 REPLIES 29
Cred4All
Valued Contributor

Re: Cli on CSP what 2 are they pulling

My past experience was EX in the northeast.


Message 2 of 30
Jccflat
Established Contributor

Re: Cli on CSP what 2 are they pulling

Can't find the Cli link on the app 

will they have it online on full site ?

Message 3 of 30
marmaladepie
Regular Contributor

Re: Cli on CSP what 2 are they pulling

They only pulled one and it was EX (in CA) when I requested an increase on my CSR. 

Message 4 of 30
FinStar
Moderator Emeritus

Re: Cli on CSP what 2 are they pulling


@Jccflat wrote:

Planning to request a Cli 

what the 2 they pull for a Cli I know Experian what's the second one ?

is it always 2 pulls ?


And, as mentioned upthread, they've been known to pull EX and TU.   The outcome will vary.

 

So, is your relative no going to reallocate the CL from the United CC as you mentioned in your other thread?   How old is the CSP? 

Message 5 of 30
Jccflat
Established Contributor

Re: Cli on CSP what 2 are they pulling

It's now 6 month old with $12,700

and the United with $9,800 approved by the glitch pre approval online 

both cards are payed and been used around 5k a month 

Finstar U said they pull TU is this the most recent for New York area 

is FICO TU 745

this what he doesn't wanna be pulled since he's on a first card with a 1k second month with nfcu and plans to apply for a second card next month hope full get a big limit 

unless nfcu don't mind seeing 14 inquires in the last 12 is 4 only 

 

Message 6 of 30
FinStar
Moderator Emeritus

Re: Cli on CSP what 2 are they pulling

@Jccflat, when it comes to HPs, and based on what others have consistently reported, it's kind of a gamble if your family member wants to request the CLI since no one here can guarantee which CRA(s) they'd pull and/or whether 2 HPs would be involved.

 

As far as the CLI request link, it is not available for all account profiles.  Potentially, if it's not displaying online, then the request can be submitted over the phone or through the SM channel. 

Message 7 of 30
Anonymous
Not applicable

Re: Cli on CSP what 2 are they pulling

It's a brave move letting a Chase analyst look  at the report of someone who has been seeking credit. I don't know that I would recommend doing it since one card was beyond 5/24. 

Message 8 of 30
Jccflat
Established Contributor

Re: Cli on CSP what 2 are they pulling

Really that can be trouble?

Message 9 of 30
Anonymous
Not applicable

Re: Cli on CSP what 2 are they pulling

Absolutely. Be very afraid of having eyes at Chase on credit reports. 

Message 10 of 30
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