Comenity (Bread) AAA Visa Signature Pre-Approval

[masscredit]

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@Nyrell wrote:

Hey,

It was a SP and the SL was a measly $2,200.  They've never raised it, and I've never asked.  Honestly, I don't use the card at all.  I was disappointed in the CL and the interest rate.

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I was just approved with a $10K SL. I'm coming up on 3 years since my DC. This is my first Comenity card so they weren't burned in the BK. I don't know how CLIs work with them but it wouldn't hurt to ask if you'd like to try to get it to grow. I haven't recieved any alerts so I'm thinking mine was also a SP.

[Varsity_Lu]

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@masscredit wrote:

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This is my first Comenity card so they weren't burned in the BK. 

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Isn't your Bread AmEx a Comenity card? 

[masscredit]

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@Varsity_Lu wrote:

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@masscredit wrote:

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This is my first Comenity card so they weren't burned in the BK. 

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Isn't your Bread AmEx a Comenity card? 

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Yes. I was approved for that a few minutes after I applied for the AAA card today.

[Follower]

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@masscredit wrote:

I haven't recieved any alerts so I'm thinking mine was also a SP.

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As a data point, I can say that my application for the AAA Daily Advantage (no pre-approval, but a cold app) was definitely a hard pull (which should drop off my report in January).

[masscredit]

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@Follower wrote:

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@masscredit wrote:

I haven't recieved any alerts so I'm thinking mine was also a SP.

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As a data point, I can say that my application for the AAA Daily Advantage (no pre-approval, but a cold app) was definitely a hard pull (which should drop off my report in January).

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I found I did have a HP for the AAA Daily Advantage card but... I also applied for the Comenity Bread Financial AMEX card. Went through all of my reports. No HP for that one so I'm guessing they used the one for both cards.

[Varsity_Lu]

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@masscredit wrote:

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@Follower wrote:

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@masscredit wrote:

I haven't recieved any alerts so I'm thinking mine was also a SP.

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As a data point, I can say that my application for the AAA Daily Advantage (no pre-approval, but a cold app) was definitely a hard pull (which should drop off my report in January).

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I found I did have a HP for the AAA Daily Advantage card but... I also applied for the Comenity Bread Financial AMEX card. Went through all of my reports. No HP for that one so I'm guessing they used the one for both cards.

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2 for 1 deal. I like it!