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@AverageJoesCredit wrote:
Doesnt @FireMedic1 already have a thread dedicated to this? Not sure where it is but he put up mad dps to scare off most cli Comenity thrillseekers
Wasn't that a SCT thread?
This thread being unique to Commenity & CLIs makes it valuable, as is. IMHO. Would hate to see it merged.
Denied for all Comenity credit limit increases
All have been soft pulls
Have tried online and over the phone
Always denied.
I have many Comenity cards like Victoria's Secret, J Crew, NY and Company, Williams Sonoma, etc.
Card in question: The Children's Place
Open date and whether SP/SCT or HP: 02/24/2018 HP
Existing CL: $750
Date of CLI: 03/10/2018
Amount of CLI: $500
For each CLI, whether it was SP or HP: HP Equifax
Comenity seems to be strange/irregular in their process. I got Overstock/Boscov's/Victoria Secret cards, all through SCT but they all incurred a HP regardless.
Card in question: Overstock
Open date and whether SP/SCT or HP: January 2019 SCT/HP
Existing CL: $750
Date of CLI: Once card came in mail
Amount of CLI: $1600 increase to $2350
For each CLI, whether it was SP or HP: CLI was SP
Card in question: Boscov's
Open date and whether SP/SCT or HP: January 2019 SCT/HP
Existing CL: $1000
Date of CLI: Once card came in mail
Amount of CLI: $1600 increase to $2600
For each CLI, whether it was SP or HP: CLI was SP
Card in question: Victoria's Secret
Open date and whether SP/SCT or HP: January 2019 SCT/HP
Existing CL: $500
Date of CLI: Denied any CLI
Amount of CLI: $0
For each CLI, whether it was SP or HP: SP
@Anonymous wrote:
AJC I apologize - I don’t recall seeing it. If so maybe a mod would merge this with that thread?
The separate running thread that @FireMedic1 created just for the SCT (HPs) is below for anyone that would be interested:
It's not much, but I'll add my two cents.
I was approved for an Overstock card in early Jan 2019 with a $250 credit limit. Hard pull (of course) with Experian.
A few weeks later, on a whim, I clicked on the LUV button. Refused, no hard pull. (I was not shocked at the refusal!)