Comenity CLI HP/SP Data Points

[Remedios]

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@FinStar wrote:

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@Remedios wrote:
Alright, Comenity experts, talk to me about WS card. I'm intrigued, primarily because I'd like to have a card with BT offers in the future
I'm willing to work on growing it and all that, but if you could give me some general ideas on SLs, CLI frequency etc
I have none of their store cards, and I'm not planning on ever getting one

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I think you'd be a prime candidate for their card!  

If you got Precious, you can get WS.  This one is on my wish list next to the IKEA Visa.  SLs can vary.   Typically, the starting baseline is $1K and they can go pretty high depending on profile.  They can HP EX or EQ and SP either one depending on which got the HP hit.  SageStream is also another little resource for them.  Not sure how high their CLs cap for WS since some majors can reach as high as $25K (recent policy changes) and others $15K as the max.   First CLI request can be done at the 6-month mark followed by 4-month intervals thereafter for most of the majors.  I have used the automated line which tends to yield favorable results IME

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@FinStar  Thank you 

[Remedios]

You called and raised cost for everyone? I'm tellin' 

[FinStar]

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@Remedios wrote:

You called and raised cost for everyone? I'm tellin' 

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It was the fembots that answered the automated line.  That's Dr Evil's fault for letting them run the VRU!

[GApeachy]

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@Anonymous wrote:

^^^ @GApeachy here's a couple data points of the type you were looking for

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edited: I had requested and was denied cli at 4 months but then granted one a couple of weeks later, right before 5th stmt.  SP

[GApeachy]

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@Anonymous wrote:

Yea they said theyd call by the end of the week apparently for some sort of verification.

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Hey, whatever happened? Did they call for verification and if so, did you get your card?

[Anonymous]

Oh I had a card already. They never called and I never heard anything.

I ended up calling and they said it was Something that requires them to call me.

Apparently there was a SSN variation on my experian that prompted some sort of verification but I have no phone number listed?

Idk... haven’t tried again

[Anonymous]

Two months on the dot, another $1500 SP increase on Wayfair, now at $6700. Thank you

[GApeachy]

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@Anonymous wrote:

Two months on the dot, another $1500 SP increase on Wayfair, now at $6700. Thank you

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You got it figured out.  Nice cli you got there too.  I'll send you my wish list

[Anonymous]

I'll be watching for it

[Anonymous]

I have settled into a nice pattern now. Every two months like clockwork. Big increase on Overstock, small increase on J.Crew.

I have not purchased anything on J.Crew in 10 months. Its a nice utilization padder but I may end up closing it soon just because it is harder to keep active.

Both soft pulls.