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Comenity CLI denials for newer accounts

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Anonymous
Not applicable

Re: Comenity CLI denials for newer accounts

If I remember rightly, my first Overstock CLI was in early September 2017, from $4,000 to $4,300, which would have put it in the three- to four-month timeframe referenced earlier. Since then, I've received three $1.5K CLI's at roughly quarterly intervals, the most recent being in July; therefore, going by past patterns, I should check again sometime in October.

Message 41 of 46
SweetCreditObsession
Valued Contributor

Re: Comenity CLI denials for newer accounts

Thanks for datapoints!


(+102) | (+106) | (+151)
| TU Fico 9: ? | Exp Fico 9: ? | EQ Fico 9: ?| EQ Fico 8 Bankcard: TBA

Initial Goal: Min. 740 w/all CRAs - Met
Interim Goal: 780 w/all CRAs - Met
Current Goal(s): Min. 800 w/all CRAs
Gardening Until: ??/??/202?| Last App: 10/20/2023





Message 42 of 46
Anonymous
Not applicable

Re: Comenity CLI denials for newer accounts

It’s possible that it can and they’ve always advised me of this but I personally have never had a HP after calling the recon line whether it resulted in an increase or not
Message 43 of 46
Anonymous
Not applicable

Re: Comenity CLI denials for newer accounts

I have cards from Overstock and Boscovs with Comenity. I have been getting a CLI per month. They both started out with $500 CL and The Boscovs card was opened in May and is now at $3400 and OS was opened in June and is at $3100. Funny enough my HSN card from them from Christmas 2016 has been stuck at $150 and has been denied every single CLI I have attempted on it (which is once a month). 

Message 44 of 46
Anonymous
Not applicable

Re: Comenity CLI denials for newer accounts

not sure as to why there being so stingy. Comenity back is kind of sketchy at times last year around this time i guess i tried to open up to many accounts at once and all were closed. i currently have overstock brylane home and wayfiar which ive had about 2 years and full beauty which is about 8 months old. it took me about 4 months and 1 or 2 uses on the full beauty to finally getan increase now its like once a month i get one but lately ive slowed down because i just dont usethe accounts enough to need that much credit. currently limits are as follows: Wayfair $18,000 Overstock $ 17,750 Brylane Home $3,300 and Full Beauty $1,350 . Just hang in there for a few more months and then try again. Also I always wait till my payments post to show a zero balance before I request an increase. 

Message 45 of 46
Rogue46
Established Contributor

Re: Comenity CLI denials for newer accounts

I get a CLI every 30 days with Overstock and Boscovs like clockwork. It's a soft pull so no worries.





Message 46 of 46
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