Comenity CLI question

[Anonymous]

Hi, I have had 5 Comenity CC's for almost a year and a half, every month until this month (march) they have given me a CLI. I had carried balances on/off on some of the cards, but just paid 3 completely off and have had no activity on them for a month, two cards however do have a balance. I tried to get my monthly CLI again this month and was denied on all cards, when usually it's granted.

The reasons on two were that they just gave me a CLI, on another it said it was due to not having a house with payment history showing on my mortgage, and that I have a bk on my record (from before they gave me the cards). This is so weird, anyone have any suggestions/ideas?

[peghede]

it's simple, go buy a house.lol

[Anonymous]

Now and then Comenity pays attention. 

[SwarthyOgre]

I wouldn't read too much into it, its just Comenity being Comenity. I have a few cards with them and recently hit a snag with them on a usually monthly CLI card for goofy reasons. 

[Anonymous]

Thanks Swarty. Have you been avlw to get a cli since you also hit a snag or arw they still being weird? I figure I'll keep trying on the 5th like I've always done.

[rprisco]

I've had similar issues, I have 5 stc cards that will all be a year in May, Ive gotten cli just about monthly, William Sonoma sl 500 is now $12,000. It sat at 10k for 2 months b4 the would increase again. Also there is overstock, opened that in Aug 2000 sl I think, it's now $12,100, it too sat at 10k for 2 months. Jcrew started 250 cl and is now 2800, some months I get a cli some I dont, the letters say various reasons, I just ignore them and try again in 31 days. I wouldn't worry if you don't get a cli for the next couple months, it is nothing unusual at all to go several months between stc cards without a cli.

[SwarthyOgre]

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@Anonymouswrote:
Thanks Swarty. Have you been avlw to get a cli since you also hit a snag or arw they still being weird? I figure I'll keep trying on the 5th like I've always done.

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That's a negative. i tried again last week and it returned the same results...

-Unable to verify credit history (what??)

-Revolving credit balance too high (its less than half what it was last time they gave me a CLI)

-Late pays (this is true from almost 7 years ago but as mentioned above...recent CLI no issue)

I sent a secure message and they replied to call them but meh...maybe.

[601flyguy]

Send them $1 to force a statement cut and then the cli should start back. That usually works for me.

[Anonymous]

So just pay them an extra $1 then wait for the statement to cut, then after do another cli?

[601flyguy]

Yes, that's what works for me. I dont use my cards so thats how keep them active and reporting. Ive went from 6k to 22.5k using that method.