Hi, I have had 5 Comenity CC's for almost a year and a half, every month until this month (march) they have given me a CLI. I had carried balances on/off on some of the cards, but just paid 3 completely off and have had no activity on them for a month, two cards however do have a balance. I tried to get my monthly CLI again this month and was denied on all cards, when usually it's granted.
The reasons on two were that they just gave me a CLI, on another it said it was due to not having a house with payment history showing on my mortgage, and that I have a bk on my record (from before they gave me the cards). This is so weird, anyone have any suggestions/ideas?
I wouldn't read too much into it, its just Comenity being Comenity. I have a few cards with them and recently hit a snag with them on a usually monthly CLI card for goofy reasons.
Thanks Swarty. Have you been avlw to get a cli since you also hit a snag or arw they still being weird? I figure I'll keep trying on the 5th like I've always done.
That's a negative. i tried again last week and it returned the same results...
-Unable to verify credit history (what??)
-Revolving credit balance too high (its less than half what it was last time they gave me a CLI)
-Late pays (this is true from almost 7 years ago but as mentioned above...recent CLI no issue)
I sent a secure message and they replied to call them but meh...maybe.