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Comenity Cards

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Anonymous
Not applicable

Comenity Cards

Hi Family! Can my Ex report be frozen when requesting  CLI thru robot lady?

Message 1 of 7
6 REPLIES 6
CatOfSpades
Frequent Contributor

Re: Comenity Cards

If you have access to your credit report, through Credit Karma or FreeCreditReport.com or something, then you can see that you'll be able to have a soft pull credit limit increase. I just read another thread where someone got a soft pull credit limit increase through Capital One, I think, and all of their reports are frozen. I don't see why Comenity wouldn't be able to do the same. It only won't go through if they need to analyze your report.

♠Queen of Spades♠
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Message 2 of 7
Anonymous
Not applicable

Re: Comenity Cards

Comendity typically pulls EQ anyways.
Message 3 of 7
Anonymous
Not applicable

Re: Comenity Cards

I was really asking for Barneys.... Wanted to try the robot lady but my reports are frozen.... Can it work with them being frozen?
Message 4 of 7
KSK1912
Valued Contributor

Re: Comenity Cards


@Anonymous wrote:
I was really asking for Barneys.... Wanted to try the robot lady but my reports are frozen.... Can it work with them being frozen?

Only one way to know, Smiley Happy Try it, if it works, you're lucky, if it don't, nothing to lose!


6/14/15: Equifax 576 Experian 542 Transunion 571
8/17/15: Equifax 626 Experian 619 Transunion 622
9/28/15: Equifax 655 Experian 636 Transunion 641
11/11/15: Equifax 698 Experian 687 Transunion 672
Short Term Goal Score: 720 Across the board


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Message 5 of 7
Anonymous
Not applicable

Re: Comenity Cards

I don't believe the SCT works for Barney's.  I had to cold app.

Message 6 of 7
RonM21
Valued Contributor

Re: Comenity Cards

I'm thinking it may not work, but it doesn't hurt to try. Who knows.


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 7 of 7
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