Comenity Cards

[CreditMagic7]

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@Dalmus wrote:

JCrew, Wayfair and Overstock just gave me the usual $300 bump this week when I hit the button.  (I'm on $5.8K, $2.1K and $2.7K respectively)

Sportsman's Guide just gave me a bump when I hit the CLI button.  That was about 5 months after they gave me an auto CLI.

I haven't tried HSN, Fashion Bug or Express for several months...  they are on my scrap list as soon as I get around to calling in and closing, so I don't want to get used to having the extra padding for util.

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Bingo!

I think Dalmus that you might just have hit on something from that.

I am at 4+ months and Comenity sometimes is known to wait longer and it might be 5 months after all on these of my Visa cards with them this time.

[Anonymous]

I've tried PacSun and Overstock multiple times, created two different accounts, and not once did I get the popup?? If it matters, I've been using Chrom incognito mode. Anybody had different luck?

[Anonymous]

CM7, here is a link to a thread where someone was able to get a CLI with Virgin America Visa recently. I thought it might be a relevant data point. I'll report back when I try for my CLI on Total Rewards Visa on November 24.

http://ficoforums.myfico.com/t5/Credit-Card-Approvals/Virgin-America-CLI/td-p/4796865

[Anonymous]

Reporting back in to share information that I hope will be helpful, CM7.

Today was 4 months + 4 days on my Total Rewards Visa. When I click the CLI button online, I'm getting the message that I am not eligible at this time. Card is used every month for a small charge and PIF each month.

Calling in for CLI does not work because it transfers me to a person. I believe it always does that with the Visas and Mastercards, and it's been that way for some time now. It's a little different from Barneys as with Barneys you can call and chat with robolady.

My current credit limit is $19,200 on Total Rewards Visa, and I've had the card since July 2015.

I'll be out of town for two weeks, but will try again when I return and report back on the results. My statement is due to cut tomorrow so possibly that may have some impact.

[CreditMagic7]

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@Anonymous wrote:

Reporting back in to share information that I hope will be helpful, CM7.

Today was 4 months + 4 days on my Total Rewards Visa. When I click the CLI button online, I'm getting the message that I am not eligible at this time. Card is used every month for a small charge and PIF each month.

Calling in for CLI does not work because it transfers me to a person. I believe it always does that with the Visas and Mastercards, and it's been that way for some time now. It's a little different from Barneys as with Barneys you can call and chat with robolady.

I'll be out of town for two weeks, but will try again when I return and report back on the results. My statement is due to cut tomorrow so possibly that may have some impact.

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Interesting. Thanks humuhumunukunukuapuaa for chiming on this again.

Out of curiosity another try yesterday still yielded the same screen. What's odd is that a few days ago I did get a letter from them stating the reason was because the limit was just increased.

So even attempting and being showed that red ineligible banner still produces a letter from them.

December statement cut on both cards will better indicate just where it stands with these (2) visas.

Thanks again and enjoy your voyage with much happiness. 

[CJ7]

Just went from 12K to 14K at 4m+4d on TR.  I was sure they used to jump in 3K increments once beyond 10K

but I guess that's changed... at this rate it's gonna take another year to get to the 20K limit I'd like to see on TR.

[Anonymous]

I've tried on my Lane Bryant card for months and I get the red message like in the first post. I sent a secure message and they said to try to request a CLI online. They didn't even read my message lol. I tried adding a screenshot to the message, but it wouldn't go through...too big. I didn't feel like dealing with it. Robo lady doesnt work either. Tries to send me to a CSR. I'll just leave as is. I don't really use the card anymore. I only keep it because it is my oldest line of credit.

[Anonymous]

I haven't had an increase in months. I haven't really charged them up too high(a few hundred here and there and PIF). I did the chat today, and they turned me over to the credit solutions department.

Has anyone had any luck going this way?

TU-658 EX-649 EQ-688

[Anonymous]

So I've been receiving the message on my NY&CO card. Today hit 60 days from my last increase. I got the option to increase my card this time instead of the message. Well I entered my information and denied. I'll try again tomorrow just to see if I hit the button to early. If not, I'll wait to see what my letter says. 

[CreditMagic7]

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@Anonymous wrote:

So I've been receiving the message on my NY&CO card. Today hit 60 days from my last increase. I got the option to increase my card this time instead of the message. Well I entered my information and denied. I'll try again tomorrow just to see if I hit the button to early. If not, I'll wait to see what my letter says. 

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Thanks for sharing that experience and I hope it's just a too soon thing for you.

IIRC it's been shared before that with Comenity store cards,especially, sometimes you go through a lull of no SP CLI's at all for a few months and then they start up again for you.

I know my JCrew Card was exactly like that.

After some months of just normal usage and the PIF routine they started back up again.