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Comenity Cards

MssRemaa
Established Contributor

Comenity Cards

Hi Family! Can my Ex report be frozen when requesting  CLI thru robot lady?

Current Fico EQ 690 TU 689 EX 651 Goal-780+
In My Wallet- Credit One Visa $1350 Credit One MC $650 Discover it (07/15) $3.9k VS (05/15) $1550 Apple Barclay (08/15) $4K Paypal MasterCard (08/15) 8K Amex ED (08/15) 2K BMW Auto (12/15) BMW Visa (12/15) 2.5K Cabela's Visa 3K (1/16).Virgin America Visa 2.9K (1/16) Care Credit 2K (03/16) Stash Visa 8K (03/16) Capital One QS1 3.5K (03/16) Marvel MasterCard (04/16) $250 Penfed Cash Reward $13,5K Penfed PLOC 8K (04/16) Barneys 4.75K (04/16) Macys $1200 (04/16) NFCU GoR $17.9 (05/16) NFCU CLOC 15K (05/16) Walmart 07/17 $700--Back in the garden until early 2018--- Time to pay down some of these bills
Message 1 of 7
6 REPLIES 6
CatOfSpades
Frequent Contributor

Re: Comenity Cards

If you have access to your credit report, through Credit Karma or FreeCreditReport.com or something, then you can see that you'll be able to have a soft pull credit limit increase. I just read another thread where someone got a soft pull credit limit increase through Capital One, I think, and all of their reports are frozen. I don't see why Comenity wouldn't be able to do the same. It only won't go through if they need to analyze your report.

♠Queen of Spades♠
Message 2 of 7
Harley14
Valued Contributor

Re: Comenity Cards

Comendity typically pulls EQ anyways.

EQ688
TU700
EX707

Message 3 of 7
MssRemaa
Established Contributor

Re: Comenity Cards

I was really asking for Barneys.... Wanted to try the robot lady but my reports are frozen.... Can it work with them being frozen?
Current Fico EQ 690 TU 689 EX 651 Goal-780+
In My Wallet- Credit One Visa $1350 Credit One MC $650 Discover it (07/15) $3.9k VS (05/15) $1550 Apple Barclay (08/15) $4K Paypal MasterCard (08/15) 8K Amex ED (08/15) 2K BMW Auto (12/15) BMW Visa (12/15) 2.5K Cabela's Visa 3K (1/16).Virgin America Visa 2.9K (1/16) Care Credit 2K (03/16) Stash Visa 8K (03/16) Capital One QS1 3.5K (03/16) Marvel MasterCard (04/16) $250 Penfed Cash Reward $13,5K Penfed PLOC 8K (04/16) Barneys 4.75K (04/16) Macys $1200 (04/16) NFCU GoR $17.9 (05/16) NFCU CLOC 15K (05/16) Walmart 07/17 $700--Back in the garden until early 2018--- Time to pay down some of these bills
Message 4 of 7
KSK1912
Valued Contributor

Re: Comenity Cards


@MssRemaa wrote:
I was really asking for Barneys.... Wanted to try the robot lady but my reports are frozen.... Can it work with them being frozen?

Only one way to know, Smiley Happy Try it, if it works, you're lucky, if it don't, nothing to lose!


6/14/15: Equifax 576 Experian 542 Transunion 571
8/17/15: Equifax 626 Experian 619 Transunion 622
9/28/15: Equifax 655 Experian 636 Transunion 641
11/11/15: Equifax 698 Experian 687 Transunion 672
Short Term Goal Score: 720 Across the board


Take the myFICO Fitness Challenge


Are you free Tuesday..?
Message 5 of 7
Sandibeach22
Valued Contributor

Re: Comenity Cards

I don't believe the SCT works for Barney's.  I had to cold app.


FICOS: EQ-812 TU-811 EX-818 Goal - 840-850 Across The Board
Total Credit Lines - 506K Gardening....
"I am the master of my fate and the captain of my destiny" Nelson Mandela
Message 6 of 7
RonM21
Valued Contributor

Re: Comenity Cards

I'm thinking it may not work, but it doesn't hurt to try. Who knows.
                

Total CL: $304.1kUTL: 3%AAoA: 6.8yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k |DISC-40.6k | PENFED-38.4k | AMEX-37k | NFCU-37k | LOWES-35k | ALLIANT-25k | BARCLAYS-15k | CITI-11.7k | CHASE-10k

Message 7 of 7
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