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Comenity Verification Letter

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dcastillo68
Regular Contributor

Comenity Verification Letter

Hello All,

 

I applied for Bealls Florida credit card and received the 7-10 day message.  Today I received the letter from comenity asking me to call within the next 14 days to verify the information provided.  I called Comenity and started the process, but then was told that was all they needed, and they didn't ask me any of the verifying questions.  They proceeded to tell me that I will get a final decision within 7 to 10 days.

 

Has anyone gone through this and received a positive outcome? An approval?  Or is this just a denial?  I don't understand if it's a denial, why not just send that letter and not waste more time going through all the inconvenience.

 

I'm hoping that since I have other comenity cards,, maybe there is no additional need for verification and that I get an acceptance via the mail.  If anyone has experienced this, please share.  thanks

 

Starting Score 7/15/15 EQ 562 | TU 557 | EXP 556 Current Score EQ 601 | TU 622 | EXP 632
Message 1 of 22
21 REPLIES 21
Anonymous
Not applicable

Re: Comenity Verification Letter

I got the verification letter 2 days ago for modell's, called in right after verified credit report identifying questions and got my approval and limit at the end of the call.

Message 2 of 22
Ron1
Super Contributor

Re: Comenity Verification Letter

That's weird. I got one Comenity vertification letter for Pottery Barn Card earlier this week. I called them a couple of days ago. I got approved after answering ID. question.

Ron.
Message 3 of 22
dcastillo68
Regular Contributor

Re: Comenity Verification Letter


@Ron1 wrote:
That's weird. I got one Comenity vertification letter for Pottery Barn Card earlier this week. I called them a couple of days ago. I got approved after answering ID. question.

Ron.

@Ron1 wrote:
That's weird. I got one Comenity vertification letter for Pottery Barn Card earlier this week. I called them a couple of days ago. I got approved after answering ID. question.

Ron.

Yes, it's very weird.  I normally get asked 3 questions and then they tell me right away if I was approved.  But this time, they told me, nothing else was needed and that they will let me know of a decision 7-10 days.

 

This stinks.

Starting Score 7/15/15 EQ 562 | TU 557 | EXP 556 Current Score EQ 601 | TU 622 | EXP 632
Message 4 of 22
Ron1
Super Contributor

Re: Comenity Verification Letter

Try to register online without the card to see if you get approved.


Ron.
Message 5 of 22
dcastillo68
Regular Contributor

Re: Comenity Verification Letter


@Ron1 wrote:
Try to register online without the card to see if you get approved.


Ron.

Nope, no luck registering for the account.Woman Sad

Starting Score 7/15/15 EQ 562 | TU 557 | EXP 556 Current Score EQ 601 | TU 622 | EXP 632
Message 6 of 22
Ron1
Super Contributor

Re: Comenity Verification Letter

Sorry to hear!!! Smiley Sad

Ron.
Message 7 of 22
dcastillo68
Regular Contributor

Re: Comenity Verification Letter

In the meantime I get pop ups for credit cards I don't want!  LOL

 

jessicalondon.png

Starting Score 7/15/15 EQ 562 | TU 557 | EXP 556 Current Score EQ 601 | TU 622 | EXP 632
Message 8 of 22
Ron1
Super Contributor

Re: Comenity Verification Letter


@dcastillo68 wrote:

In the meantime I get pop ups for credit cards I don't want!  LOL

 

jessicalondon.png


Smiley Happy

 

 

 

Ron.

Message 9 of 22
Anonymous
Not applicable

Re: Comenity Verification Letter

Thanks for the heads up, scored another one for my collection!

 

Message 10 of 22
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