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Comenity Verification Letter

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dcastillo68
Regular Contributor

Re: Comenity Verification Letter


@Anonymous wrote:

Thanks for the heads up, scored another one for my collection!

 


LOL Too Funny!

Starting Score 7/15/15 EQ 562 | TU 557 | EXP 556 Current Score EQ 601 | TU 622 | EXP 632
Message 11 of 22
dcastillo68
Regular Contributor

Re: Comenity Verification Letter


@Anonymous wrote:

Thanks for the heads up, scored another one for my collection!

 


Do you have this one? Kindsizedirect.com

 

Another that I would not accept.  Will not be able to buy anything from this store!

 

kingsizedirect.png

Starting Score 7/15/15 EQ 562 | TU 557 | EXP 556 Current Score EQ 601 | TU 622 | EXP 632
Message 12 of 22
Anonymous
Not applicable

Re: Comenity Verification Letter

I do now!

 

Message 13 of 22
Ron1
Super Contributor

Re: Comenity Verification Letter


@dcastillo68 wrote:

@Anonymous wrote:

Thanks for the heads up, scored another one for my collection!

 


Do you have this one? Kindsizedirect.com

 

Another that I would not accept.  Will not be able to buy anything from this store!

 

kingsizedirect.png


You can use those cards on the sisters store.  Those cards one of my earlier SCT.

 

Ron.

Message 14 of 22
pizza1
Community Leader
Super Contributor

Re: Comenity Verification Letter


@dcastillo68 wrote:

@Ron1 wrote:
Try to register online without the card to see if you get approved.


Ron.

Nope, no luck registering for the account.Woman Sad


After receving the verification letter, and after calling in....it either goes two ways.  YOu get approved, and they tell you right then and there, or they tell you youll get a letter. If you get the "letter" response AFTER calling into verification, its a 99% denial. Smiley Sad

Message 15 of 22
Anonymous
Not applicable

Re: Comenity Verification Letter


@dcastillo68 wrote:

Hello All,

 

I applied for Bealls Florida credit card and received the 7-10 day message.  Today I received the letter from comenity asking me to call within the next 14 days to verify the information provided.  I called Comenity and started the process, but then was told that was all they needed, and they didn't ask me any of the verifying questions.  They proceeded to tell me that I will get a final decision within 7 to 10 days.

 

Has anyone gone through this and received a positive outcome? An approval?  Or is this just a denial?  I don't understand if it's a denial, why not just send that letter and not waste more time going through all the inconvenience.

 

I'm hoping that since I have other comenity cards,, maybe there is no additional need for verification and that I get an acceptance via the mail.  If anyone has experienced this, please share.  thanks

 


I did last week.... applied for Virgin America visa, got 7-10day.... recieved same letter was told same thing... they never ask any questions...... called back later on that day... pick this lady mouth when she said I would recieve a letter... I said it was denied right.... she said yes..... don't understand the point of sending letter but whatever. I think mines was bcus my Experian and Transunion reports were frozen when I called in............................

Message 16 of 22
dcastillo68
Regular Contributor

Re: Comenity Verification Letter


@Anonymous wrote:

@dcastillo68 wrote:

Hello All,

 

I applied for Bealls Florida credit card and received the 7-10 day message.  Today I received the letter from comenity asking me to call within the next 14 days to verify the information provided.  I called Comenity and started the process, but then was told that was all they needed, and they didn't ask me any of the verifying questions.  They proceeded to tell me that I will get a final decision within 7 to 10 days.

 

Has anyone gone through this and received a positive outcome? An approval?  Or is this just a denial?  I don't understand if it's a denial, why not just send that letter and not waste more time going through all the inconvenience.

 

I'm hoping that since I have other comenity cards,, maybe there is no additional need for verification and that I get an acceptance via the mail.  If anyone has experienced this, please share.  thanks

 


I did last week.... applied for Virgin America visa, got 7-10day.... recieved same letter was told same thing... they never ask any questions...... called back later on that day... pick this lady mouth when she said I would recieve a letter... I said it was denied right.... she said yes..... don't understand the point of sending letter but whatever. I think mines was bcus my Experian and Transunion reports were frozen when I called in............................


Thank you!  This is what I was afraid of.  It's a waste of a HP and our time!  My credit is not frozen, but I think I have too many recent inquirires which may be the reason for the denial.  I think it's time for me to garden!

Starting Score 7/15/15 EQ 562 | TU 557 | EXP 556 Current Score EQ 601 | TU 622 | EXP 632
Message 17 of 22
bodyboy1
Established Contributor

Re: Comenity Verification Letter


@dcastillo68 wrote:

Hello All,

 

I applied for Bealls Florida credit card and received the 7-10 day message.  Today I received the letter from comenity asking me to call within the next 14 days to verify the information provided.  I called Comenity and started the process, but then was told that was all they needed, and they didn't ask me any of the verifying questions.  They proceeded to tell me that I will get a final decision within 7 to 10 days.

 

Has anyone gone through this and received a positive outcome? An approval?  Or is this just a denial?  I don't understand if it's a denial, why not just send that letter and not waste more time going through all the inconvenience.

 

I'm hoping that since I have other comenity cards,, maybe there is no additional need for verification and that I get an acceptance via the mail.  If anyone has experienced this, please share.  thanks

 >  short & sweet  You got it!..  They just wanted to Make sure it ws you who applied > Watch you'll see..   they didn't want to waste your time...  you would have said no..  i didn't apply...  but that wasn't the case..  so they cut the call short.



@dcastillo68 wrote:

Hello All,

 

I applied for Bealls Florida credit card and received the 7-10 day message.  Today I received the letter from comenity asking me to call within the next 14 days to verify the information provided.  I called Comenity and started the process, but then was told that was all they needed, and they didn't ask me any of the verifying questions.  They proceeded to tell me that I will get a final decision within 7 to 10 days.

 

Has anyone gone through this and received a positive outcome? An approval?  Or is this just a denial?  I don't understand if it's a denial, why not just send that letter and not waste more time going through all the inconvenience.

 

I'm hoping that since I have other comenity cards,, maybe there is no additional need for verification and that I get an acceptance via the mail.  If anyone has experienced this, please share.  thanks

 




Amazon 5K. AMEX PRG 35kPOT./AMEX MAG 15k. BARNEYS 28.7k. Banana. BAO. CITI Bestbuy/Bloomies 15k/Diamond/Thanku/Macy's 15k. Chase/Freedom. DiscoveriT 13.5K/Chrome. FRONTGATE 4K. Jetblue 5.7K. JCrew 7k. JCPenney 5k. Ring 10k. Sear's MC 11.3k. SAKS 5K SamsClub 10K. Target MC 8.4k. Walmart 6k. Wayfair 4.8k... be good to yourself!
Message 18 of 22
Anonymous
Not applicable

Re: Comenity Verification Letter


@dcastillo68 wrote:

Hello All,

 

I applied for Bealls Florida credit card and received the 7-10 day message.  Today I received the letter from comenity asking me to call within the next 14 days to verify the information provided.  I called Comenity and started the process, but then was told that was all they needed, and they didn't ask me any of the verifying questions.  They proceeded to tell me that I will get a final decision within 7 to 10 days.

 

Has anyone gone through this and received a positive outcome? An approval?  Or is this just a denial?  I don't understand if it's a denial, why not just send that letter and not waste more time going through all the inconvenience.

 

I'm hoping that since I have other comenity cards,, maybe there is no additional need for verification and that I get an acceptance via the mail.  If anyone has experienced this, please share.  thanks

 


I had that happen with 2 Comenity accounts I had applied for, Lane Bryant for my mother in law to use and PacSun.  Both times when I called to verify they told me I would be notified by mail, when I've always been approved before following verification.  Got letters in the mail saying they couldn't verify my idenity and if I wanted to reapply or the card, I had to wait 30 days.

Message 19 of 22
Jerry45
Valued Contributor

Re: Comenity Verification Letter

LOL. Cap. I love your tagline, Gardening since Yesterday. Classic

Message 20 of 22
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