Comenity is upping their SCT game for me

[ddemari]

the Sportsman Guide Visa is going me a solid apr, 24,9%. even though i wouldnt revovle, still their worst terms lol.

Financial terms of your account

Interest Rates and Interest Charges

Annual Percentage Rate (APR) for Purchases	24.99% This APR will vary with the market based on the Prime Rate.
APR for Balance Transfers and Cash Advances	24.99%. This APR will vary with the market based on the Prime Rate.
Paying Interest	Your due date is at least 23 days after the close of each billing cycle. We will not charge you interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on balance transfers and cash advances on the transaction date.
Minimum Interest Charge	If you are charged interest, the charge will be no less than $1.00 per credit plan.
For Credit Card Tips from the Consumer Financial Protection Bureau	To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau athttp://www.consumerfinance.gov/learnmore.

Fees

Annual Fee	None
Transaction Fees
Balance Transfer	The greater of $10 or 3% of the amount of the balance transfer.
Cash Advance	The greater of $10 or 3% of the amount of the cash advance, per cash advance.
Convenience Check	The greater of $10 or 3% of the amount of the convenience check, per convenience check.
Foreign Transaction	3% of each transaction in U.S. dollars.
Penalty Fees
Late Payment	Up to $37.00
Returned Payment	Up to $37.00

[ddemari]

maybe 24.9 is just the apr, woops! 

[Anonymous]

For my SGV I had the AR middle of Sept show and then the actual PRM SP on the day of approval and never had a HP turn up. Looks like this:

And then Fuel Rewards played out the exact same way. Makes me wonder if maybe Virgin will play out like this or even Good Sam if I took the pop up.

[ddemari]

I don't have any recent recent AR from comenity. 1-2 months old. But lots of PRM's with today's date.

[Anonymous]

I have the Camping World card.  November 6, 2014 they gave me $1,000 SL.  No CLI's since.  They send alot of crap from AAA and other organizations RVer's might want to join.  We have a Camping World going up a few miles away and another about 8 miles away but their stores are outdated and boring.  Reminds me of the old Brendles or Service Merchandise stores.

[Anonymous]

Wow! They haven't granted a single CLI request since you opened it? That doesn't sound like the Comenity that we all know. 

[Anonymous]

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@ddemari wrote:

maybe 24.9 is just the apr, woops! 

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I looked up the terms. That is the only APR they offer. You would probably pull 5k on the SGV like I did. 

[Anonymous]

Interesting.

I'm also getting pop-ups for things that I have never been able to! SG and Modells Visa. 

[Ysettle4]

Got the pop up for camping world as well but the friggin pop up would not submit! Kept giving this blank red box at the bottom but all the required info was filled out.

[ddemari]

i just find it interesting to me that all the sudden comenity wants to give me visa/ mc cards. Nothing has really changed in my profile than new accounts etc kind of stuff.