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Comenity store card phone system CLI's?

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SouthJamaica
Mega Contributor

Comenity store card phone system CLI's?

Just got my first store card.

 

It's a Comenity card with a low initial credit limit.

 

Can someone refresh me on the details of the best technique for getting CLI's through the automated phone system?

 


Total revolving limits 568220 (504020 reporting) FICO 8: EQ 689 TU 691 EX 682




Message 1 of 8
7 REPLIES 7
Pway
Valued Contributor

Re: Comenity store card phone system CLI's?

What card did you get approved for?

Thank you for the wealth of knowledge I have learned from these forums. I am logging off as of November 9, 2022. I wish everyone great success.
Message 2 of 8
SouthJamaica
Mega Contributor

Re: Comenity store card phone system CLI's?


@Pway wrote:

What card did you get approved for?


Eddie Bauer


Total revolving limits 568220 (504020 reporting) FICO 8: EQ 689 TU 691 EX 682




Message 3 of 8
Pway
Valued Contributor

Re: Comenity store card phone system CLI's?


@SouthJamaica wrote:

Just got my first store card.

 

It's a Comenity card with a low initial credit limit.

 

Can someone refresh me on the details of the best technique for getting CLI's through the automated phone system?

 


Wow, I just closed this card today.  It tooks a couple of months to grow for me to 650.  You can try setting it up online and requesting a CLI that way.  I really did not shop there like that and I was wasting money to get it to report.  You have to use Comenity backed to cards to get them to report your credit line.

Thank you for the wealth of knowledge I have learned from these forums. I am logging off as of November 9, 2022. I wish everyone great success.
Message 4 of 8
SouthJamaica
Mega Contributor

Re: Comenity store card phone system CLI's?


@Pway wrote:

@SouthJamaica wrote:

Just got my first store card.

 

It's a Comenity card with a low initial credit limit.

 

Can someone refresh me on the details of the best technique for getting CLI's through the automated phone system?

 


Wow, I just closed this card today.  It tooks a couple of months to grow for me to 650.  You can try setting it up online and requesting a CLI that way.  I really did not shop there like that and I was wasting money to get it to report.  You have to use Comenity backed to cards to get them to report your credit line.


I'm a regular at Eddie Bauer so I'm definitely going to  make use of it.

 


Total revolving limits 568220 (504020 reporting) FICO 8: EQ 689 TU 691 EX 682




Message 5 of 8
Pway
Valued Contributor

Re: Comenity store card phone system CLI's?

Okay, I understand.

Thank you for the wealth of knowledge I have learned from these forums. I am logging off as of November 9, 2022. I wish everyone great success.
Message 6 of 8
devineer1
Regular Contributor

Re: Comenity store card phone system CLI's?

If you request an Increase.... isn't that a hard pull?
I am but a work in progress, taking one day at a time, learning to be more patient. In the Garden as of 12/01/15

Equifax 569
Trans Union 607
Experian 588

Goal to be at or over 650
Message 7 of 8
FinStar
Moderator Emeritus

Re: Comenity store card phone system CLI's?


@devineer1 wrote:
If you request an Increase.... isn't that a hard pull?

It can be sometimes.  Pizza and others have reported some recent HP outcomes (phone or online request).  It depends, some folks still get SP CLIs so YEMV.

Message 8 of 8
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