@tussking wrote:
I made the mistake of accepting an auto loan from them back in Oct 22'. Their bank is archaic and frustrating. The week after I opened the car loan they sent me a pre-approval for their Visa Signature card. I decided to hold off and make some payments before applying. On Thursday last week I pulled the trigger they pulled my EXP and got a 728. They offered 20k no docs. I accepted. I was told I would have the docs to sign within the hour...Nothing. I called Friday and was told it was coming shortly...Nothing. I called in Monday and they asked me to send over the proof of residence, DL and SS. Then Tuesday it was last two paystubs. I sent them immediately. Nothing...Now I get an email they want tax returns. I don't need them or their CC or loan. I'll call them tomorrow and state my credit report information has remained the same for almost 9 years. Employment and I've been at the same residence for 22 years. At this point I will call NFCU eat the .5% and move my auto loan over and cancel my membership. Good riddance CFCU. FYI...
I would have done the same thing after the taxes request. That would have been enough for me. We all have the right to "vote" with our dollars and how and where we spend it. I'm glad you were able to get out of there.
If enough people felt this way and did the same thing, eventually this credit union may not survive. As we seen in recent news headlines, banks and credit unions do not always have the upper hand. To survive, they most definitely need us.
