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Consider NASA...questions

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sarux3
Frequent Contributor

Re: Nasa fcu


@akula wrote:
How did you receive SP info from EX? I am going to pull a CR in the morning to verify, but know from experience they do not include SP info on report. Did you use dispute method?

If you're looking at your CR directly from EX, they show you not only your HPs but all of the recent SPs that various companies take out on you, including the date that they do the SP.

CH7 Filed Dec 31, 2018; DC Apr 9, 2019
FICO 8 at DC (Apr 15, 2019):
FICO 8 current (June 29, 2022):
Total revolving credit limit: $149,150 Utilization: 9% Inquiries:

Who I've burnt: Amex / Discover / Chase / Wells Fargo / CapOne / Barclays / Citi / DSNB / US Bank / NASA FCU / Apple FCU / Synch / Comenity
Who let me back in: CapOne / Citi (Retail) / DSNB / Synchrony / Comenity
Message 339 of 953
B335is
Moderator Emeritus

Re: Why is NASA CC so popular?


@Anonymous wrote:

So why aren't people flocking to UNFCU I wonder.   Chip&Pin, rewards and high CLs!

 

 

 

 

With a credit limit of up to USD 100,000 as well as Chip and PIN technology for added security, the VISA Elite Card provides a premium level of purchasing power, travel privileges, convenience, and insurance protection

 

With a credit limit of up to USD 50,000 the VISA Azure Card is ideal for members interested in premium benefits at competitive rates.



I've always been a nerd for anything related to aviation Smiley Tongue

 

I think the chance to join a solid CU without a hard pull and a good shot at a generous limit (also without a hard pull) is an added bonus.  It's like Shopping Cart Trick Part II.

Message 351 of 953
14Fiesta
Established Contributor

Re: Why is NASA CC so popular?


@Anonymous wrote:

So why aren't people flocking to UNFCU I wonder.   Chip&Pin, rewards and high CLs!

 

 

 

 

With a credit limit of up to USD 100,000 as well as Chip and PIN technology for added security, the VISA Elite Card provides a premium level of purchasing power, travel privileges, convenience, and insurance protection

 

With a credit limit of up to USD 50,000 the VISA Azure Card is ideal for members interested in premium benefits at competitive rates.



But what is their basic underwriting criteria to get a 100K CL? Do I get one if I have a pulse?






EX FICO (AMEX): 728 (4/29/17) | TU FICO (Discover): 737 (4/7/17) | EQ FICO (Citi): 746 (3/28/17)
Message 352 of 953
Anonymous
Not applicable

Re: Why is NASA CC so popular?


@14Fiesta wrote:

@Anonymous wrote:

So why aren't people flocking to UNFCU I wonder.   Chip&Pin, rewards and high CLs!

 

 

 

 

With a credit limit of up to USD 100,000 as well as Chip and PIN technology for added security, the VISA Elite Card provides a premium level of purchasing power, travel privileges, convenience, and insurance protection

 

With a credit limit of up to USD 50,000 the VISA Azure Card is ideal for members interested in premium benefits at competitive rates.



But what is their basic underwriting criteria to get a 100K CL? Do I get one if I have a pulse?


Have to be a citizen of a country that is in the UN.  Or a roomate of such a person.   Oh, and maybe one or two other little details.

Message 353 of 953
14Fiesta
Established Contributor

Re: Why is NASA CC so popular?


@Anonymous wrote:

@14Fiesta wrote:

@Anonymous wrote:

So why aren't people flocking to UNFCU I wonder.   Chip&Pin, rewards and high CLs!

 

 

 

 

With a credit limit of up to USD 100,000 as well as Chip and PIN technology for added security, the VISA Elite Card provides a premium level of purchasing power, travel privileges, convenience, and insurance protection

 

With a credit limit of up to USD 50,000 the VISA Azure Card is ideal for members interested in premium benefits at competitive rates.



But what is their basic underwriting criteria to get a 100K CL? Do I get one if I have a pulse?


Have to be a citizen of a country that is in the UN.  Or a roomate of such a person.   Oh, and maybe one or two other little details.


One thing to note, is they mention

 

"Avoid additional fees and commissions for cross-border transactions. UNFCU does not add any markups beyond VISA’s standard rates."

 

Is this a fancy way for saying no FTF?






EX FICO (AMEX): 728 (4/29/17) | TU FICO (Discover): 737 (4/7/17) | EQ FICO (Citi): 746 (3/28/17)
Message 354 of 953
Anonymous
Not applicable

Re: Why is NASA CC so popular?


@14Fiesta wrote:

One thing to note, is they mention

 

"Avoid additional fees and commissions for cross-border transactions. UNFCU does not add any markups beyond VISA’s standard rates."

 

Is this a fancy way for saying no FTF?


Yes, and avoids "foreign" in a highly international environment (you have to indicate what currency your salary is paid in)   The standard disclosure does say "Foreign Transactions"

 

Includes some interesting questions such as:  Will your income decline in next 2 years?

Message 356 of 953
weehoo
Frequent Contributor

Re: Why is NASA CC so popular?

 

@Anonymous wrote:

So why aren't people flocking to UNFCU I wonder.   Chip&Pin, rewards and high CLs!

 

 

 

 

With a credit limit of up to USD 100,000 as well as Chip and PIN technology for added security, the VISA Elite Card provides a premium level of purchasing power, travel privileges, convenience, and insurance protection

 

With a credit limit of up to USD 50,000 the VISA Azure Card is ideal for members interested in premium benefits at competitive rates.



Ah yes, the next credit card hysteria.  Here comes 10 new threads per hour!

Citi AAdvantage WE - 41k | Marriott Bonvoy Brilliance - 29k | Citi Double Cash - 19 .5k | Southwest Premier - 39k | Discover Miles - 23k | GECRB Ebates Visa - 10k | Golden1 Rewards - $10k | Ducks Unlimited - 6k |
Message 358 of 953
jsucool76
Super Contributor

Re: Why is NASA CC so popular?

Still pending over a day later for my CC

 

Where would I see whether they need me to send in documents or anything? 

Message 359 of 953
Anonymous
Not applicable

Re: Why is NASA CC so popular?


@jsucool76 wrote:

Still pending over a day later for my CC

 

Where would I see whether they need me to send in documents or anything? 


https://www.nasafcu.com/credit-cards/

 

Click on Apply now. The link will direct you to the application system. Log in under  "Recently Applied?" and you shoudl be able to get status updates. When i did my DCU membership (same backend softeware) i clicked on the icon under view loan (there ay aslo be a flashing envelipe with a message (email comes as well). At the top of teh page its opens there will be a Comments section. That where they will note conditions such as Approved pending  income vereification

Message 361 of 953
jsucool76
Super Contributor

Re: Why is NASA CC so popular?


@Anonymous wrote:

@jsucool76 wrote:

Still pending over a day later for my CC

 

Where would I see whether they need me to send in documents or anything? 


https://www.nasafcu.com/credit-cards/

 

Click on Apply now. The link will direct you to the application system. Log in under  "Recently Applied?" and you shoudl be able to get status updates. When i did my DCU membership (same backend softeware) i clicked on the icon under view loan (there ay aslo be a flashing envelipe with a message (email comes as well). At the top of teh page its opens there will be a Comments section. That where they will note conditions such as Approved pending  income vereification


Thanks!

 

Just pending =/ The suspense is killing me. Maybe I'll give them a call tomorrow. 

Message 362 of 953
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