JUST when I think I am out...THEY PULL me back IN!! Love this thread. Last app was March 15 with Chase....thought good last one, then citi comes up with premier...I am so talking myself out of it, too many inquires, too many new accounts, too many accounts with citi etc. LOL This thread has helped for now to quell the urge thanks OP!! I am thinking of thinning the heard but am a little worried about my util number going up after discarding a few cards....right now I have a balance on a 0% card that will be paid off in Sept. everything else is PIF so we will see if I can get over the util thing, and dump a few cards! Good luck all!!!
Hello everyone, I have to admit that I am in the same boat as everyone else in here. I believe my situation is really bad. I come home from work and the first thing I do is jump on myfico to see who got approved and for what? Then I ask myself, I wonder if I can get approved. I have 32 Inq on TU alone between app for a car loan and CCs. I wake up and I am in here. I have developed a bad habit of going to all the sites I can think of and see if I am pre-qual. I was already told that all I do is app for cards and be on MyFico. I just enjoy learning from everyone's experiences. All situations are unique. What we all need is get together and pay for a developer to create a game for us that allows us to do the same thing but in a fictitious world. A game that allows us to make fake money make payments and apply for credit cards. Hopefully that helps us at least not to ruin our real credit history by applying for unnecessary stuff. Its just an idea or we can just spend more time doing something else like doing productive things with family rather than spending too much tiñe in here. I know we have friends in here with similar goals and ideas but me personally I must! prioritize my time better. Good luck everyone.
Cmon we are all adults, if you actually need a card you should apply for it. A difference of wants/needs.
