Credit Card Applications

[Anonymous]

I go to closing on a new home on September 15th and wanted to apply for some new cards afterwards. I wanted to know should I apply for new cards before or after the new mortgage reports to my credit report?

[ironchef]

Hello Since I was in this spot about 3 months ago,,, I recommed before it reports but after you close. It will affect your Credit between the Home HP & the Apps but will rise shortly after. App for the cards thast have the best rate to fit your needs also that would help with your New home needs.. I did get  3 cards and closed it down. now in garden for some time as I dont need any. Good luck

[Anonymous]

Thank you !

[M_Smart007]

Congrats on your new home & Good Luck on your Applications!

[randomguy1]

Are you going to use your old address when you apply or the new one?

[cashorcharge]

Congrats on your new home and good luck your approvals!

[AllZero]

Congratulations on your new home! Good luck on your applications.

[Anonymous]

Old address

[Credit4Growth]

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@Anonymous wrote:

Old address

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That may be the better choice for now when teyi g for instant approvals.  Congratulations o  your almost new home and best wishes too! ✌

[xiocc]

I applied the next biz day after closing. Verified with the mort company that it wouldn't mess anything up on their end either.