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Credit Card Issuers Use Varying Criteria To Determine What Bureau(s) To Pull When Decisioning An App

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trusty
Frequent Contributor

Re: Credit Card Issuers Use Varying Criteria To Determine What Bureau(s) To Pull When Decisioning An


@Adkins wrote:

@trusty wrote:

@Adkins wrote:

Sychrony pulled EX for my Sam's club credit card when I applied in store. I cold apped, no pre-approval. 


There are actually a few data points in the credit pulls database, for Sam's pulling Experian, most recently from users that live in IL, and NC. Any chance you're in one of those states?


No, I'm in Texas. 


That's really interesting. There's only one data point that matches that, in 2008.

Message 11 of 12
bigpoppa09
Established Contributor

Re: Credit Card Issuers Use Varying Criteria To Determine What Bureau(s) To Pull When Decisioning An

I'm in UT when i  apped Ebates in Jan of 16 Sync pulled EX.

Message 12 of 12
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