Credit Union CLI (Logix/LAFCU)

[Anonymous]

Hi all!

Question if anyone has experience with Logix credit union and Los Angeles federal credit union credit cards. In July this year i received a 15k Logix and lafcu 5k credit cards. I keep balances at statement dates around 10-15%.

Every few months on my other national bank cards i call in to receive increases and receive them every time. This month i asked for increase from these two credit unions and was denied on both. I asked how long to wait and no real explanation.

Anyone have any experience with these two on when they grant increases?!

Thank you!

[Anonymous]

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@Anonymous wrote:
Hi all!

Question if anyone has experience with Logix credit union and Los Angeles federal credit union credit cards. In July this year i received a 15k Logix and lafcu 5k credit cards. I keep balances at statement dates around 10-15%.

Every few months on my other national bank cards i call in to receive increases and receive them every time. This month i asked for increase from these two credit unions and was denied on both. I asked how long to wait and no real explanation.

Anyone have any experience with these two on when they grant increases?!

Thank you!

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I'm not familiar with either of those credit unions.  However, if you acquired those cards in July 2018 its way too soon to be asking for credit limit increases.  Credit unions usually want to see longer useage and payment histories than the national lenders.

[RonM21]

I would also say that it is too soon. July to Nov is only 4 or 5 months. Some of the national ones you have spoken of make you wait at least 6 months on new accounts, if not longer. I'm hoping for you that these were only SP requests and not HP.