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Hello Guys,
I am having my Refi closing next week and I want to app for some SUB cards preferably No AF cards.
I may limit 2-3 each on my profile and DW.
Can someone recommend the best SUB cards available right now?
Our scores are in the range of 820
TIA.
"Best" is subjective. What kind of cards are you looking for? Do you prefer cashback or points?
Thank you. I am looking for Cashback cards.
Pretty much all bofa cards are cashback cards, can increase your rewards based on doing more biz with bofa can reach a max of 5.25% on transactions
Got a question. I have a chase freedom old card with rotation 5% categories and freedom unlimited for several years. Plus I also have chase sapphire preferred received this March 2021.
Can I still get a new chase freedom flex card? Just for $200 sub.
@GetMeSlick wrote:Got a question. I have a chase freedom old card with rotation 5% categories and freedom unlimited for several years. Plus I also have chase sapphire preferred received this March 2021.
Can I still get a new chase freedom flex card? Just for $200 sub.
Yes. You can hold a Freedom, a Freedom Unlimited, and Freedom Flex all at the same time.
@GetMeSlick Since no one really knows the cards you currently have, it's hard to give viable suggestions. Here is a link to DoC's current SUB list (Sept '21) for you to check out. I'm sure you can find something on there...
https://www.doctorofcredit.com/best-current-credit-card-sign-bonuses/

| Company | Card | 0%Apr | Months | Cashback | Quarterly Category | All year Category | Annual Fees | Invited? | Addln Comments | min spend | Min Spend Months |
| us bank | Connect | no | $500 | $95.00 | no | First year $0 AF | 3000 | 4 | |||
| Chase | Flex | yes | 15 | $200 | no | 500 | 3 | ||||
| Citi | Custom card | yes | 15 | $200 | $- | no | 750 | 3 | |||
| Wells Fargo | Active | yes | 15 | $200 | no | 1000 | 3 | ||||
| Citi | Custom card | yes | 15 | $200 | $- | no | 750 | 3 | |||
| Chase | Flex | yes | 15 | $200 | no | 1000 | 3 | ||||
| CapitalOne | QuickSilver | yes | 15 | $200 | $- | no | 500 | 3 |
These are my picks for forthcoming apps next week. Any specific order I should submit my apps? Some of the cards in two rows mean, one under my name and one under DW's name.
TIA.