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Credit card apps recommendation- Going app spree in a week after Refi closing

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GetMeSlick
Established Contributor

Credit card apps recommendation- Going app spree in a week after Refi closing

Hello Guys, 

I am having my Refi closing next week and I want to app for some SUB cards preferably No AF cards.

I may limit 2-3 each on my profile and DW.

 

Can someone recommend the best SUB cards available right now?

 

Our scores are in the range of 820

 

TIA.

4/2024 FICO TU-840|EX - 838|EQ -840
Total Credit - $535K+
Starting Score: 640
Current Score: 840
Goal Score: 850


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Message 1 of 8
7 REPLIES 7
OmarGB9
Community Leader
Super Contributor

Re: Credit card apps recommendation- Going app spree in a week after Refi closing

"Best" is subjective. What kind of cards are you looking for? Do you prefer cashback or points?


Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 2 of 8
GetMeSlick
Established Contributor

Re: Credit card apps recommendation- Going app spree in a week after Refi closing

Thank you. I am looking for Cashback cards.

4/2024 FICO TU-840|EX - 838|EQ -840
Total Credit - $535K+
Starting Score: 640
Current Score: 840
Goal Score: 850


Take the myFICO Fitness Challenge
Gardening since Mar/2024
Message 3 of 8
Hoben02
Frequent Contributor

Re: Credit card apps recommendation- Going app spree in a week after Refi closing

Pretty much all bofa cards are cashback cards, can increase your rewards based on doing more biz with bofa can reach a max of 5.25% on transactions

Chase (CSP,CF,CFU,southwest premier)
Barclay(jetblue, arrival)
Bofa(US pride, premium, travel, cash, Suzy komen)
Citi(Premier, Double cash, Costco)
Fnbo(Mlife)
Amex(everyday, cash, Hilton)
Blockfi
Caesars rewards
Sofi
Gemini
Cap One Savor One
Message 4 of 8
GetMeSlick
Established Contributor

Re: Credit card apps recommendation- Going app spree in a week after Refi closing

Got a question. I have a chase freedom old card with rotation 5% categories and freedom unlimited for several years. Plus I also have chase sapphire preferred received this March 2021.

 

Can I still get a new chase freedom flex card? Just for $200 sub. 

4/2024 FICO TU-840|EX - 838|EQ -840
Total Credit - $535K+
Starting Score: 640
Current Score: 840
Goal Score: 850


Take the myFICO Fitness Challenge
Gardening since Mar/2024
Message 5 of 8
coldfusion
Credit Mentor

Re: Credit card apps recommendation- Going app spree in a week after Refi closing


@GetMeSlick wrote:

Got a question. I have a chase freedom old card with rotation 5% categories and freedom unlimited for several years. Plus I also have chase sapphire preferred received this March 2021.

 

Can I still get a new chase freedom flex card? Just for $200 sub. 


Yes.   You can hold a Freedom, a Freedom Unlimited, and Freedom Flex all at the same time.

(10/2025)
FICO 8 (EX) 838 (TU) 846 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

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Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 6 of 8
Taurus22
Valued Contributor

Re: Credit card apps recommendation- Going app spree in a week after Refi closing

@GetMeSlick   Since no one really knows the cards you currently have, it's hard to give viable suggestions. Here is a link to DoC's current SUB list (Sept '21) for you to check out. I'm sure you can find something on there...

 

https://www.doctorofcredit.com/best-current-credit-card-sign-bonuses/

 

 

My Wallet
Sock Drawered

On Deck: Possibly Aven 3% Visa
Message 7 of 8
GetMeSlick
Established Contributor

Re: Credit card apps recommendation- Going app spree in a week after Refi closing

CompanyCard0%AprMonthsCashback

Quarterly

Category

All year

Category

Annual FeesInvited?Addln Commentsmin spendMin Spend Months
us bankConnectno $500    $95.00 noFirst year $0 AF30004
ChaseFlexyes15$200    no 5003
CitiCustom cardyes15$200    $-   no 7503
Wells FargoActiveyes15$200    no 10003
CitiCustom cardyes15$200    $-   no 7503
ChaseFlexyes15$200    no 10003
CapitalOneQuickSilveryes15$200    $-   no 5003

 

These are my picks for forthcoming apps next week. Any specific order I should submit my apps? Some of the cards in two rows mean, one under my name and one under DW's name.

TIA.

4/2024 FICO TU-840|EX - 838|EQ -840
Total Credit - $535K+
Starting Score: 640
Current Score: 840
Goal Score: 850


Take the myFICO Fitness Challenge
Gardening since Mar/2024
Message 8 of 8
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