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Credit cards credit limit increases

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GApeachy
Super Contributor

Re: Credit cards credit limit increases

Ooooops, left out Macy's Amex (or sc) and Bloomingdale's Amex (or sc).  Now those two are insane! lol!!!! Every 31 days.  

My Take Home Pay Don't Take Me Home
Message 11 of 19
Aim_High
Super Contributor

Re: Credit cards credit limit increases


@GApeachy wrote:

@Aim_High  Oh I agree.  I myself no longer have any since Wayfair bit the dust. (well it converted to a MC)  OP seems to be eager to hit the cli button "a lot" and the only thing I can think of are sc's.....particularly Comenity SC.  Fills the bill in the "a lot" debt.  Trip wire's everywhere. Smiley Tongue


OP would need to brush up on his Minesweeper skills before starting down that rabbit hole, @GApeachySmiley Tongue 

Dang, I'm going to have to get that one back out.  It was a classic!  Lol

 

https://external-content.duckduckgo.com/iu/?u=https%3A%2F%2Fwww.wikihow.com%2Fimages%2Fb%2Fbc%2FCheat-at-Minesweeper-Step-6.jpg&f=1&nofb=1


Business Cards


Length of Credit > 40 years; Total Credit Limits >$936K
Top Lender TCL - Chase 156.4 - BofA 99.9 - CITI 96.5 - AMEX 95.0 - NFCU 80.0 - SYCH - 65.0
AoOA > 31 years (Jun 1993); AoYA (Oct 2024)
* Hover cursor over cards to see name & CL, or press & hold on mobile app.
Message 12 of 19
GApeachy
Super Contributor

Re: Credit cards credit limit increases


@Aim_High wrote:

@GApeachy wrote:

@Aim_High  Oh I agree.  I myself no longer have any since Wayfair bit the dust. (well it converted to a MC)  OP seems to be eager to hit the cli button "a lot" and the only thing I can think of are sc's.....particularly Comenity SC.  Fills the bill in the "a lot" debt.  Trip wire's everywhere. Smiley Tongue


OP would need to brush up on his Minesweeper skills before starting down that rabbit hole, @GApeachySmiley Tongue 

Dang, I'm going to have to get that one back out.  It was a classic!  Lol

 

https://external-content.duckduckgo.com/iu/?u=https%3A%2F%2Fwww.wikihow.com%2Fimages%2Fb%2Fbc%2FCheat-at-Minesweeper-Step-6.jpg&f=1&nofb=1


Smiley Very Happy Good One!

My Take Home Pay Don't Take Me Home
Message 13 of 19
razzy116
Established Contributor

Re: Credit cards credit limit increases

If i pay my balances in full with one payment would that help my chances to get credit limit increases? Just a thought. Thank you and be safe.

Starting Score: 663
Current Score: c669
Goal Score: 800

Take the myFICO Fitness Challenge
Message 14 of 19
razzy116
Established Contributor

Re: Credit cards credit limit increases

I have Amex Delta Skymiles, Target redcard, BOA cash reward are any of these soft pulls for credit limit increases?

Starting Score: 663
Current Score: c669
Goal Score: 800

Take the myFICO Fitness Challenge
Message 15 of 19
FinStar
Moderator Emeritus

Re: Credit cards credit limit increases


@razzy116 wrote:

I have Amex Delta Skymiles, Target redcard, BOA cash reward are any of these soft pulls for credit limit increases?


As far as the AmEx Skymiles and BoA CR, those are SP.  The Target RedCard currently doesn't have the option to request a CLI.  That said, those are typically automatic depending on whether an account meets certain eligibility criteria during any periodic AR.

Message 16 of 19
coldfusion
Credit Mentor

Re: Credit cards credit limit increases


@razzy116 wrote:

I have Amex Delta Skymiles, Target redcard, BOA cash reward are any of these soft pulls for credit limit increases?


I believe you already know the answer for the BoA card, you were previously told it was a SP and you had also tried for a CLI last month.

 

https://ficoforums.myfico.com/t5/Credit-Cards/Bank-of-America-secured-credit-card/m-p/6143191#M17464...

(7/2025)
FICO 8 (EX) 850 (TU) 850 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 17 of 19
M_Smart007
Legendary Contributor

Re: Credit cards credit limit increases


@GApeachy wrote:

Ooooops, left out Macy's Amex (or sc) and Bloomingdale's Amex (or sc).  Now those two are insane! lol!!!! Every 31 days.  


@GApeachy WooHooSmileyWave-vi.gif

Message 18 of 19
GApeachy
Super Contributor

Re: Credit cards credit limit increases


@M_Smart007 wrote:

WooHooSmileyWave-vi.gif


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My Take Home Pay Don't Take Me Home
Message 19 of 19
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