Credit increase Capital One

[ChiknNuggz]

I have started taking my credit seriously the past month and started to understand credit card utilization. My ? Is i have 2 CC which are both capital  one and Last month was the 1st time in years the card had a balance at 1%. I plan on keeping it that way. When should i ask for an increase to help my credit. Stats are below.

Current score 615 FICO Experian
1 CO$500 limit, $6 balance
1 CO secured card $200, limit zero balance no missed payments, 5 years old
Express credit card $1700 limit, zero balance no miss payments, 3yrs old
52K a year income

[Anonymous]

You should be able to ask for a credit increase every 6 months my first one they gave to me. I hope this is helpful!

[ChiknNuggz]

i have asked before and been denied probs due to high usage and low credit score. my card has 1% utilation now and a 615 credit. As of yesterday. should i wait to ask for the increase.

[FinStar]

Hi @ChiknNuggz and welcome to the forums.

I have moved your thread from the Rebuilding section of the forums to Applications for additional exposure to your topic.

Of noteworthy, as the community provides some feedback, you can also reference the following link for some collective data points on the Capital One CLI mysteries:

https://ficoforums.myfico.com/t5/Credit-Card-Applications/How-to-get-a-CLI-from-Capital-One/td-p/619...

[mmajer4211]

I've had my Capital One card for 2 years now. I got a CLI 6 months after opening it and never got another, even after several requests. I don't use mine at all as it's just sitting in a drawer and I know that has everything to do with why they don't increase mine. They want to see spending