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Credit one intro offer ... They're moving up in the credit world.

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MeN5
Regular Contributor

Credit one intro offer ... They're moving up in the credit world.

1st Amex now intro offers seems to me Credit one is doing big things!Screenshot_20200811-162210_Samsung Internet.jpg

 

Message 1 of 9
8 REPLIES 8
cashorcharge
Community Leader
Super Contributor

Re: Credit one intro offer ... They're moving up in the credit world.

It looks from the screenshot your using Experian's service.  I have not accepted enough preapprovals from them to actually say that it's the bank that's agreeing your preapproved or based of their metrics, you meet the criteria for preapproval.  That's certainly a high APR with a fee so be cautious of that.  Happy you've got an approval but I don't know that I'd say their "moving up"

Let us know how it plays out if you proceed.... 

Message 2 of 9
MeN5
Regular Contributor

Re: Credit one intro offer ... They're moving up in the credit world.

Oh I'm not planning on applying I'm past them in my credit journey just thought I'd share this cause I thought it was shareable lol

Message 3 of 9
OmarGB9
Community Leader
Super Contributor

Re: Credit one intro offer ... They're moving up in the credit world.

Still subpar. Subscription to some little-known service?


Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 4 of 9
WhiteCollar
Established Contributor

Re: Credit one intro offer ... They're moving up in the credit world.

I recently got an Amex Delta Gold and one of the perks included a free 1 year membership to Calm. I took advantage of the offer because it was free. I plan to check it out this weekend. It's billed at $70 annually...OUCH! 

Message 5 of 9
Anonymous
Not applicable

Re: Credit one intro offer ... They're moving up in the credit world.

Quite honestly.  I don't think CreditOne can ever move up enough to get out of credit hell (At least to me).   They prey on the most vulnerable of people, they are just so bad.

Message 6 of 9
OmarGB9
Community Leader
Super Contributor

Re: Credit one intro offer ... They're moving up in the credit world.


@Anonymous wrote:

Quite honestly.  I don't think CreditOne can ever move up enough to get out of credit hell (At least to me).   They prey on the most vulnerable of people, they are just so bad.


Agreed.


Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 7 of 9
SecretAzure
Valued Contributor

Re: Credit one intro offer ... They're moving up in the credit world.

Puh-lease, I received this offer on my Amex BCE DAYS AGO.

 

*Raises monocle*

 

This is keeping up with the Jones's. 

 

[Much sarcasm intended throughout]

"Show your thanks with action! Hit the "Kudos" button (the stripe with the star) for every post you find helpful to show your appreciation to the community of great individuals who help you on these forums" -Me

Active Cards: Chevron Texaco, Amex BCE, Barclays Ring, Chase Freedom, Chase Freedom Unlimited, Best Buy Visa, Marvel MCMust garden until 2/1/2022 to hit my goal AAOA. Smiley Indifferent
Message 8 of 9
coldfusion
Credit Mentor

Re: Credit one intro offer ... They're moving up in the credit world.

It's not unheard of by any means to have a subset of AMEX offers also be extended to cards from other issuers that use the AMEX payment network. 

 

As a simple example my WF Propel is extending the same AMEX shop small $5 off of $10+ offer that I had accepted on my AMEX Gold card.

(10/2025)
FICO 8 (EX) 838 (TU) 846 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 9 of 9
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