LOL @OnceUponADime, I would have removed all my cards for a week and just blasted Superman lol in another life maybe 
@AverageJoesCredit we have definitely been krptonited! It is what it is. @JAG73, I didn't realize this had been out since July and there aren't any approvals for it! Crazy!
Thanks @SouthJamaica, maybe UMB thinks their the new Simmons Bank lol @ZackAttack I have a sneaking suspicion it will be one, maybe two reasons for the denial. We'll see when the letter shows up
@randomguy1! Thanks for the confidence @Janus and you're wise to stay hang back for a bit if you've had a few accounts. It could also be that they're a bit laxed and my extreme profile is just too much for them lol
@BallBounces, @I_Love_Carbs & @althes - I'm sure someone will get approved. I just want to see at least ONE approval so we can gauge what they might like LOL
No harm no foul. Sometimes we just gotta play by their rules.
Sorry @Credit_Is_Crack Cracky but honestly i am not surprise ..you guys are great in credit world no doubt but i know there are few places you cant get pass easily and this bank is one of them .. i wont apply for DC card online but i will get it (lol) and all friends @FinStar @CreditCuriosity @Saeren and @JR_TX for the DP here is the account i have with them and i am sure they are pulling ARS and denying everyone because this card is for people with long credit history and very few open Tradelines ..i know this bank
_________R.a.j
@Mahraja wrote:Sorry @Credit_Is_Crack Cracky but honestly i am not surprise ..you guys are great in credit world no doubt but i know there are few places you cant get pass easily and this bank is one of them .. i wont apply for DC card online but i will get it (lol) and all friends @FinStar @CreditCuriosity @Saeren and @JR_TX for the DP here is the account i have with them and i am sure they are pulling ARS and denying everyone because this card is for people with long credit history and very few open Tradelines ..i know this bank
_________R.a.j
Agreed and thanks for the DPs @Mahraja. For those profiles that eventually grow exponentially, UMB, Simmons, ABOC, First Tech, UNFCU, etc. are lenders that need to be in the first slots or at a fairly early age in the game. Otherwise a long wait of no HPs and new accounts. Sadly, I missed out on the Sanrio Hello Kitty Visa years ago as itbbecame no longer available for applications. Glad to see you've got UMB in your collection Raj 
This bank has no business getting a card like this. A DC card is not meant for people with 30 year credit histories but meant for normal people who use credit cards on the daily!. Sorry , they can take an ARS and fedex it Hades for all i care. I dont mind having to meet criteria for a credit card but credit snobery like this , especially on a card that should bring joy, is insane.
Sorry, that had to come out, carry on
Sorry, that had to come out, carry on
@AverageJoesCredit wrote:
This bank has no business getting a card like this. A DC card is not meant for people with 30 year credit histories but meant for normal people who use credit cards on the daily!. Sorry , they can take an ARS and fedex it Hades for all i care. I dont mind having to meet criteria for a credit card but credit snobery like this , especially on a card that should bring joy, is insane.
Sorry, that had to come out, carry on
@AverageJoesCredit wrote:
This bank has no business getting a card like this. A DC card is not meant for people with 30 year credit histories but meant for normal people who use credit cards on the daily!. Sorry , they can take an ARS and fedex it Hades for all i care. I dont mind having to meet criteria for a credit card but credit snobery like this , especially on a card that should bring joy, is insane.
Sorry, that had to come out, carry on
Preach!
Marvel got to Synchrony first... DC was asleep at the wheel and made a poor choice with UMB!
@Mahraja wrote:Sorry @Credit_Is_Crack Cracky but honestly i am not surprise ..you guys are great in credit world no doubt but i know there are few places you cant get pass easily and this bank is one of them .. i wont apply for DC card online but i will get it (lol) and all friends @FinStar @CreditCuriosity @Saeren and @JR_TX for the DP here is the account i have with them and i am sure they are pulling ARS and denying everyone because this card is for people with long credit history and very few open Tradelines ..i know this bank
_________R.a.j
Thanks for the DP Raj!
Now including UMB on my "Do Not App" list. Lol
Oh but I'm not done with DC yet! Just you wait!
DC's gonna sever their ties with UMB soon and Disco's gonna pick up where they left off!! ----> Heard it here first!!!
