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DC Visa Denied - DPs

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Adkins
Legendary Contributor

Re: DC Visa Denied - DPs

Sigh. Welp, I'm crossing my WW card off the wish list! 


Last HP 08-07-2023



Message 31 of 46
AverageJoesCredit
Legendary Contributor

Re: DC Visa Denied - DPs

What we need is a direct number to DC to start the complaints. Maybe enough will get them to change over to Redneck Bank!
Message 32 of 46
JR_TX
Valued Contributor

Re: DC Visa Denied - DPs


@AverageJoesCredit wrote:
That would be Sweet JR! Then i could have all 7 designs! 5 on my IT and 2 on my Chrome!

I know right? 1 card for each superhero!!
And Man I'm already salivating at the thought of "Superman-smashing" that SP luv button!!!  

New cc TLs : 0/6 ; 0/12 ; 0/24 | HPs EX 3 EQ 3 TU 4 | AAoA 8y1m | UTIL 1% - 4% | $300K+ Total Limits

Message 33 of 46
JR_TX
Valued Contributor

Re: DC Visa Denied - DPs


@AverageJoesCredit wrote:
What we need is a direct number to DC to start the complaints. Maybe enough will get them to change over to Redneck Bank!

Lol AJC We got plenty of them banks here!

New cc TLs : 0/6 ; 0/12 ; 0/24 | HPs EX 3 EQ 3 TU 4 | AAoA 8y1m | UTIL 1% - 4% | $300K+ Total Limits

Message 34 of 46
Meanmchine
Super Contributor

Re: DC Visa Denied - DPs

As of the date of this post, there is no DC thread in Approvals

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>5/2025 All 3 reports 845 - 850(F8) F9s = all 850 but my app finger is still twitching
Message 35 of 46
Anonymous
Not applicable

Re: DC Visa Denied - DPs


@Meanmchine wrote:

As of the date of this post, there is no DC thread in Approvals


NY Comic Con ended on the 7th and they had people onsite to take CC apps. I am watching Reddit and the web to see if anyone says they got approved but so far, nada. 

Message 36 of 46
Anonymous
Not applicable

Re: DC Visa Denied - DPs

I actually went to their site today and searched the "contact us" options to comment on this particular issue, and wound up doing circles. 

i wasn't going to launch into a tirade or anything, merely inform them that out of a handful I know. No one has been approved for this card, and would ask why they chose a Bank that is this stringent on applicants.

 

Granted, the few who've applied here are only a drop in the bucket Countrywide. But I've not even read anything on any other blogs, aside from that one article. This card has also been available since July, and they promote it at Comic Conventions. So why have we not heard anything more about it I wonder? Any other "new" card gets a mention on those typical CC sites.

Message 37 of 46
AverageJoesCredit
Legendary Contributor

Re: DC Visa Denied - DPs

Maybe its just approved for family members of the banks executive members?Smiley Wink
Message 38 of 46
credit_is_crack
Valued Contributor

Re: DC Visa Denied - DPs

So finally got my letter in the mail today. It only had 1 reason listed for denial. It also said my score was 799 out of a range from 265 - 900 (what model is that?). It did list that they pulled TU, but not sure how to tell if ARS was involved or not.. would that have been listed as well?

 

Surprised it didn't list inquiries or something like that Smiley LOL

 

Screen Shot 2019-10-15 at 8.29.21 PM.png

Message 39 of 46
JR_TX
Valued Contributor

Re: DC Visa Denied - DPs


@credit_is_crack wrote:

So finally got my letter in the mail today. It only had 1 reason listed for denial. It also said my score was 799 out of a range from 265 - 900 (what model is that?). It did list that they pulled TU, but not sure how to tell if ARS was involved or not.. would that have been listed as well?

 

Surprised it didn't list inquiries or something like that Smiley LOL

 

Screen Shot 2019-10-15 at 8.29.21 PM.png


 

It's a TU FICO 8 Industry Risk Score (Page 16). 

 

https://www.transunion.com/docs/financialServices/FS_ScoresOverview.pdf

 

New cc TLs : 0/6 ; 0/12 ; 0/24 | HPs EX 3 EQ 3 TU 4 | AAoA 8y1m | UTIL 1% - 4% | $300K+ Total Limits

Message 40 of 46
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