DCU CLI Question

[Anonymous]

Hello, I'm thinking about asking for CLI for my DCU Platinum Visa. I have the card about 8 months now with $3000 SL. Will DCU use the internal FICO scoring for CLI request? Or will they pull a new inquiry/report and use the new FICO score? Is it through EQ that DCU uses? Thank you. 

[pipeguy]

DCU will pull a new report, usually Equifax.

You might want to wait until the card is 10-12 months old before trying if your score is below say 720. In my case I waited 12 months and went from $6k SL to $10.5k which is what I requested and my scores were above 720 even using their outdated and lower scoring FICO version.  

[Anonymous]

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@pipeguy wrote:

DCU will pull a new report, usually Equifax.

You might want to wait until the card is 10-12 months old before trying if your score is below say 720. In my case I waited 12 months and went from $6k SL to $10.5k which is what I requested and my scores were abover 720 even using their outdated and lower scoring FICO version.  

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Thank you.

[RonM21]

Did you ever go for the increase?