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DISCOVER CREDIT LIMIT INCREASE

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Anonymous
Not applicable

Re: DISCOVER CREDIT LIMIT INCREASE

I'll prob get the $500 too.,, hey better than nothin😏
Message 11 of 20
joedtx
Valued Contributor

Re: DISCOVER CREDIT LIMIT INCREASE

Ya never know sometimes you can get an unexpected .surprise

Message 12 of 20
ojefferyo
Valued Contributor

Re: DISCOVER CREDIT LIMIT INCREASE


@wuzzielog wrote:

I just had my 3rd statement drop, hit the luv button, and recieved the 2 day message. I never recieved anything from Discover, after that, but logged into my account about 4 days later, and noticed a $500 increase in limit. Hope this helps.

 


When my 3rd statement cut I hit the CLI and got a $4k increase. I however do run it up to just about the max of the card and pay in full. It seems as that's what they like, PIF or huge payments. I have done this to both my Discover cards and alway get significant CLI.

Amex Platinum, Amex Hilton HHonors Surpass, Chase Southwest Premier, Chase Marriott Rewards Premier, Discover IT, Sony Visa, Barclay Arrival+ MC, Cabela Visa, Walmart SC, Amazon SC, Kohls, Diners Club Premier, PayPal Credit, PenFed Platinum Reward Visa, PenFed PLOC, Chase Ritz Carlton, Citi TY Premier, Amex BCP, Discover Miles, Care Credit, Blue Nile SC, iComfort SC, Cap1 Venture, Chase Hyatt, Lowes, US Bank Cash+, Citi Costco Visa
Message 13 of 20
OmarGB9
Community Leader
Super Contributor

Re: DISCOVER CREDIT LIMIT INCREASE

Grats

Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 14 of 20
Anonymous
Not applicable

Re: DISCOVER CREDIT LIMIT INCREASE

First statement hasn't even generated for me and I spent 2x my CL.

 

If I don't get a decent CLI after my 3rd statement cuts, I'll be pissed. LOL.

Message 15 of 20
Anonymous
Not applicable

Re: DISCOVER CREDIT LIMIT INCREASE

In the last 6 weeks any clis have said 2 day message. Before with the previous train it was more instant. Those were more frequently approved then. 

Message 16 of 20
Kkhalil85
Valued Member

Re: DISCOVER CREDIT LIMIT INCREASE

Earlier this month I applied for the cli online, instant approval.  Few days later (weekend) I requested a 2nd cli online, got the 2-day msg. on Monday i logged online and the second cli was approved (generous amount each time).  However, this is an older account.  Good luck, hope this helps.

myFico 08 Scores: EQ 732/ TU 740/ EX 782 9/6/15
Mortgage Scores.: EQ 747/ TU 784/ EX 780 9/6/15
Message 17 of 20
9CLINE
Valued Contributor

Re: DISCOVER CREDIT LIMIT INCREASE

wish ya the best.....

Message 18 of 20
steel_string
Regular Contributor

Re: DISCOVER CREDIT LIMIT INCREASE


@Anonymous wrote:
So if I'm declined before the 3rd has cut can I try again after that time?

Yes. Up until the 3rd statement cuts, it appears to be an automatic decline for "not enough experience with current limit" and has no effect on future increases. I requested a CLI a few days before my 3rd statement cut and was declined and then got a $2K auto-CLI a couple of days after my statement cut, then requested a manual CLI and got an instant $500.

Chase Sapphire Preferred ($24.005k), Fidelity VS ($17K), United MileagePlus Explorer ($17K), Chase Freedom ($15K), Chase Freedom Unlimited ($15K), AmEx Blue Cash ($12.5K), IHG One Rewards Premier ($6.1K), US Bank Cash+ ($5K)
Message 19 of 20
Anonymous
Not applicable

Re: DISCOVER CREDIT LIMIT INCREASE


@Anonymous wrote:

Just seen another post with a cli after the 3rd month.  It COULD happen!  Fingers crossed!  Smiley Very Happy


My cli was after the third statement cut. It was for 3k. Good luck!

Message 20 of 20
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