DIscover CLI question

[tennisfan78]

This morning when I logged into my Discover account, I saw this message: 

Thanks for your loyalty! Now is the time to ask about increasing your spending power. Take a look. 

Its tempting to to see if they approve for soft CLI.

My Current Credit limit on the account:  $19,500

Current Balance: $6300

My current credit score: 760

what do you guys think?  If the soft cli takes me past 20K, would it result in financial review etc?  Any suggestions would be appreciated.

[K-in-Boston]

No financial review to worry about.  Looks like you have an excellent shot at getting an increase!  You have nothing to lose.

[tennisfan78]

Thanks K-in-Boston. Will let you know what happens

[tennisfan78]

So, I went ahead and they increased it by $500.

From $19.5K to $20K

Atleast it was an some sort of increase and  20 sounds better than 19.5 lol

[K-in-Boston]

Yeah the $500s have been pretty popular lately.  Congrats on a nice round $20k, though!

[tennisfan78]

Thanks K-in-Boston!

[Anonymous]

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@tennisfan78 wrote:

This morning when I logged into my Discover account, I saw this message: 

Thanks for your loyalty! Now is the time to ask about increasing your spending power. Take a look. 

Its tempting to to see if they approve for soft CLI.

My Current Credit limit on the account:  $19,500

Current Balance: $6300

My current credit score: 760

what do you guys think?  If the soft cli takes me past 20K, would it result in financial review etc?  Any suggestions would be appreciated.

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I signed in a few minutes ago to see if that came up, but nothing. Had you already had your most recent statement cut/FICO scores posted when the offer came up?

[AverageJoesCredit]

Congrats. Ive noticed sometimes Discover teases with that lingo and when a person goes for it still gets zilch so good job getting that extra $500. Like K said, nice even 20 sounds like mission complete

[tennisfan78]

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@Anonymous wrote:

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@tennisfan78 wrote:

This morning when I logged into my Discover account, I saw this message: 

Thanks for your loyalty! Now is the time to ask about increasing your spending power. Take a look. 

Its tempting to to see if they approve for soft CLI.

My Current Credit limit on the account:  $19,500

Current Balance: $6300

My current credit score: 760

what do you guys think?  If the soft cli takes me past 20K, would it result in financial review etc?  Any suggestions would be appreciated.

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I signed in a few minutes ago to see if that came up, but nothing. Had you already had your most recent statement cut/FICO scores posted when the offer came up?

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Statement not cut yet. I did notice though that my FICO scored was updated on their site on 07/29.  I haven't logged on for the past few days, so wasnt sure when the notification for potential credit limit increase actually showed up.

[tennisfan78]

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@AverageJoesCredit wrote:
Congrats. Ive noticed sometimes Discover teases with that lingo and when a person goes for it still gets zilch so good job getting that extra $500. Like K said, nice even 20 sounds like mission complete

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Thanks AverageJoesCredit!