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In March I was borderline approved for Amex ED with a a limit of $500. The message I got on approval said they were not going to give me my 10,000 bonus points and if I want an CLI I should use it and let the statement have a balance for 5 periods. So I have done that for 3 months now. Since getting this card I had one of my 3 baddies fall off my report and EX score improved to 655. Yesterday, I saw 60000 miles offer for Delta Amex Gold and I would like to apply for it before it expires on 7/05/2017. Here is the question: would it be easier to get the business version or personal version? Which one of them will come with a larger credit line? I just want one, doesn't matter which one. Should I apply for business version and they try personal if declined or vice versa?
Thanks in advance.
With your credit line currently with Amex at $500, it will be hard to predict how much you will be approved for. Amex does not like something on your profile hence the low credit limit. The personal Delta card is easier to get.
@Anonymous wrote:With your credit line currently with Amex at $500, it will be hard to predict how much you will be approved for. Amex does not like something on your profile hence the low credit limit. The personal Delta card is easier to get.
Thanks. If I apply don't get approved for buisness, how long do I have to wait to apply for personal version?
Well, I got approved for business version today