Denied Amex 3xCli increase question

Anonymous · ‎07-16-2019

I tried for the 3xCLI at 61 days.. got letter, only reason given was tenure with Am.E too short.

Does this mean I jumped the gun before 61 days, I thought I had the dates right. It that I need to wait longer? If the latter how long.

I was thinking if it was a credit problem that would have been listed also.

rgate88 · ‎07-16-2019

What card was it, how much spend did you run through and was it PIF both months?

CO Quicksilver - $500; Barclay's GM BuyPower - $700; Target MC - $9,000; Chase Amazon Prime - $8,000; PNC Core - $27,000; Citi DoubleCash - $10,300; Citi Simplicity - $29,500; Chase World of Hyatt - $12,000; PayPal LOC - $1,500; PNC Cash Rewards - $48,000; U.S. Bank Altitude Go - $15,000; AmEx Platinum - NPSL ($7,800 POT); Elan Max Cash (Alliance CU) - $25,000; Alliance CU LOC - $2,000; Wells Fargo Autograph Visa - $10,000; Chase Freedom Flex - $8,000; Venmo - $1,500; AllTru CU LOC - $10,000; Citi Strata Premiere - $11,000; Citi AAdvantage Platinum Select - $14,300; Gemini Credit Card (WebBank) - $15,000; Chase Sapphire Reserve - $26,600; Citi AAdvantage Global - $15,500

Business Trade Lines - Chase Ink Cash - $4,000; Chase Ink Preferred - $10,000; AmEx BBP - $5,500; Hilton Honors Business - $9,000; Elan Business Visa (Alliance CU) - $20,000; Barclay's GM Business - $2,500; Kabbage LOC - $10,500; Marriott Bonvoy Business - $14,600; IHG Rewards Premier Business - $5,000; Edward Jones Business (US Bank) - $2,000; Barclays Wyndham Earner Business - $14,000; US Bank Triple Cash - $10,000; Chase Ink Unlimited - $6,000

Total CLI - $413,500

Anonymous · ‎07-16-2019

It was the Amex Blue..i havent gotten my second statement yet. I was under the impression the 61 days started from when the account was opened.

Had a 4k CL I've probably put about 6k on it in the last 60 days.. had about 500 bal when I requested CLI.

Should I have waited til after 2 statement?

rgate88 · ‎07-16-2019

I would have waited until the 2nd statement. My 2nd stated just posted on my ED card yesterday and I requested my 3x CLI. Fingers crossed for a positive answer.

CO Quicksilver - $500; Barclay's GM BuyPower - $700; Target MC - $9,000; Chase Amazon Prime - $8,000; PNC Core - $27,000; Citi DoubleCash - $10,300; Citi Simplicity - $29,500; Chase World of Hyatt - $12,000; PayPal LOC - $1,500; PNC Cash Rewards - $48,000; U.S. Bank Altitude Go - $15,000; AmEx Platinum - NPSL ($7,800 POT); Elan Max Cash (Alliance CU) - $25,000; Alliance CU LOC - $2,000; Wells Fargo Autograph Visa - $10,000; Chase Freedom Flex - $8,000; Venmo - $1,500; AllTru CU LOC - $10,000; Citi Strata Premiere - $11,000; Citi AAdvantage Platinum Select - $14,300; Gemini Credit Card (WebBank) - $15,000; Chase Sapphire Reserve - $26,600; Citi AAdvantage Global - $15,500

Business Trade Lines - Chase Ink Cash - $4,000; Chase Ink Preferred - $10,000; AmEx BBP - $5,500; Hilton Honors Business - $9,000; Elan Business Visa (Alliance CU) - $20,000; Barclay's GM Business - $2,500; Kabbage LOC - $10,500; Marriott Bonvoy Business - $14,600; IHG Rewards Premier Business - $5,000; Edward Jones Business (US Bank) - $2,000; Barclays Wyndham Earner Business - $14,000; US Bank Triple Cash - $10,000; Chase Ink Unlimited - $6,000

Total CLI - $413,500

Anonymous · ‎07-16-2019

Did you get the 7-10 day letter response?
From everything I had read it doesnt have to be PIF..they just like to see alot of usage. I may wait til my second statement comes out and try again.

swpopham · ‎07-16-2019

@Anonymous wrote:
Did you get the 7-10 day letter response?
From everything I had read it doesnt have to be PIF..they just like to see alot of usage. I may wait til my second statement comes out and try again.

Keep us updated, Im in the same boat on the BCP low limit is kicking my ass on the grocery category, im having to pay it mid statement and right at the cut date so it dosent report excessive %

"As long as the music is playing, you've got to get up and dance," he said. "We're still dancing."---Prince CEO Citi Bank

"Money isn't the most important thing in life, but it's reasonably close to oxygen on the "gotta have it" scale". ~Zig Ziglar

Anonymous · ‎07-16-2019

What was your approval date and when did you apply for the CLI? Also, what's your Experian FICO 8 score and your starting credit limit?

Despite the popularity of the 3x CLI topic, only a small percentage of Amex members who are actually approved for it. Most have to wait at least 180 days before being approved for a CLI.

rgate88 · ‎07-16-2019

@Anonymous wrote:
Did you get the 7-10 day letter response?
From everything I had read it doesnt have to be PIF..they just like to see alot of usage. I may wait til my second statement comes out and try again.

I did indeed get the 7-10 day letter response.

My ED was approved w/ a SL of $2k and I've probably ran through about $3k on it in two months.

CO Quicksilver - $500; Barclay's GM BuyPower - $700; Target MC - $9,000; Chase Amazon Prime - $8,000; PNC Core - $27,000; Citi DoubleCash - $10,300; Citi Simplicity - $29,500; Chase World of Hyatt - $12,000; PayPal LOC - $1,500; PNC Cash Rewards - $48,000; U.S. Bank Altitude Go - $15,000; AmEx Platinum - NPSL ($7,800 POT); Elan Max Cash (Alliance CU) - $25,000; Alliance CU LOC - $2,000; Wells Fargo Autograph Visa - $10,000; Chase Freedom Flex - $8,000; Venmo - $1,500; AllTru CU LOC - $10,000; Citi Strata Premiere - $11,000; Citi AAdvantage Platinum Select - $14,300; Gemini Credit Card (WebBank) - $15,000; Chase Sapphire Reserve - $26,600; Citi AAdvantage Global - $15,500

Business Trade Lines - Chase Ink Cash - $4,000; Chase Ink Preferred - $10,000; AmEx BBP - $5,500; Hilton Honors Business - $9,000; Elan Business Visa (Alliance CU) - $20,000; Barclay's GM Business - $2,500; Kabbage LOC - $10,500; Marriott Bonvoy Business - $14,600; IHG Rewards Premier Business - $5,000; Edward Jones Business (US Bank) - $2,000; Barclays Wyndham Earner Business - $14,000; US Bank Triple Cash - $10,000; Chase Ink Unlimited - $6,000

Total CLI - $413,500

Anonymous · ‎07-16-2019

My email of Approval was May6th, applied for CLI on July9th.

Exp is 698, was 695 when I applied.

UtL at 11%

Anonymous · ‎07-16-2019

@Anonymous wrote:
My email of Approval was May6th, applied for CLI on July9th.

Exp is 698, was 695 when I applied.

UtL at 11%

OK, so the denial isn't because you requested a CLI too early.

I looked back at your approval thread and it stated that you EX FICO 8 was 678 at approval. In all honesty, I don't think your credit profile is solid enough for Amex to give you a $12,000 credit limit after just two months. None of your other cards are near those limits and you may have two derogatories on your credit report. You'll eventually get the CLI but its more likely that you'll have to wait until the 180 day mark.