Disappointed when you don't receive a CLI?

[masscredit]

I keep track of all of my cards. When they receive a CLI, how much it is and when they are due for another one. I find that I'm disappointed when they don't receive an increase. Especially after giving the card a lot of use. This happened to me with my Barclay Rewards card yesterday. I guess I'll try again next month. 

[12njoy]

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@masscredit wrote:

I keep track of all of my cards. When they receive a CLI, how much it is and when they are due for another one. I find that I'm disappointed when they don't receive an increase. Especially after giving the card a lot of use. This happened to me with my Barclay Rewards card yesterday. I guess I'll try again next month. 

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I agree with you.  I hate when that happens.  Good luck with Barclays.

[Anonymous]

I generally don't worry about it enough to care.  Once my credit profile improves the CLIs will come. 

[Anonymous]

I used to care, but not so much anymore. I have accumulated so much available credit that it doesn't matter. I keep very low utilization and rotate my major bank cards to keep them active. If it happens, it happens. No biggy to me. I only have one card currently, that is my challenge for a decent CLI, my Discover. I keep getting offered pesky CLIs and declining them. Had the card for 17 months now, which started at $1500 and is now $8.4k, but most of that increase was during that crazy gravy train of increases that many here were getting before it slowed down.

[Anonymous]

I have to admit that I do track my CLI.  My utilization is very low, definitely have enough credit, but I still track and put reminders on my calender.  While I don't get bent out of shape about it, it is duly noted.  Old habits die hard.

[ddemari]

I keep track of CLI's too. I have never been given an auto cli on any of my barclays. I see a lot of people who do and then a lot of those who dont. 

[Anonymous]

I'm a don't - ddemari

[Thomas_Thumb]

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@ddemari wrote:

I keep track of CLI's too. I have never been given an auto cli on any of my barclays. I see a lot of people who do and then a lot of those who dont. 

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I never received an AUTO increase either. I always thought it was age discrimination related. "If the sucker has had our card 20 years", low risk of losing him, so no need for auto increases. Never realized how badly I had been treated until reading about the easy CLI credit thrown at new card holders feet om myFICO..

So, I decided to do something bold - ask for a CLI.

Ask and you shall receive!

[aav]

I don't keep track, but I do get a little bummed. There are only a few card that I want an increase with... Those that can bump me over 20 or 25k.

[Anonymous]

Not disappointed, more like impatient when I started re building. Now I don't care all that much. As for barclays; forget it. That card has been SD'd. Still at 500 after 6 months  and lots of use?! It's not worth it to me and I have had some very nice approvals since then. I like that some of you keep records of cli's, when & how much.