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Disco CLI Denial - Post 1 year

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randomguy1
Valued Contributor

Disco CLI Denial - Post 1 year

Another Disco denial despite hitting 1 year anniversary.

 

Data points:

Last CLI was 3/2020

Card hit it's yesterday, so 1 year anniversary + 1 day since card first opened

TU score went up +18 from last Discover FICO Credit Scorecard

Not carrying balances on any card

60-80% spend of CL each month

 

Let me know if you have any questions, just providing data for the community.

 

 

Message 1 of 6
5 REPLIES 5
AverageJoesCredit
Legendary Contributor

Re: Disco CLI Denial - Post 1 year

No 4506 or cld so i call that a win in my bookSmiley Wink

Message 2 of 6
CreditCuriosity
Moderator Emeritus

Re: Disco CLI Denial - Post 1 year

over a year since my last CLI with discover they havent certainly clamped down with cv-19.. I actually threw a 4400 charge on them today.  See if that will get them to move will pay it off when statement cuts

08 Scores - TU: 839 - EXP:839 - EQ:838
Message 3 of 6
randomguy1
Valued Contributor

Re: Disco CLI Denial - Post 1 year


@AverageJoesCredit wrote:

No 4506 or cld so i call that a win in my bookSmiley Wink


I would throw them a 4506 if they really needed it for a cli though. Rather not but if it's needed, it's needed. 

Message 4 of 6
CreditCuriosity
Moderator Emeritus

Re: Disco CLI Denial - Post 1 year


@randomguy1 wrote:

@AverageJoesCredit wrote:

No 4506 or cld so i call that a win in my bookSmiley Wink


I would throw them a 4506 if they really needed it for a cli though. Rather not but if it's needed, it's needed. 


As well a 4506-t I fear not.   Heck everyone from EQ databreach has all our info anyways.

08 Scores - TU: 839 - EXP:839 - EQ:838
Message 5 of 6
AverageJoesCredit
Legendary Contributor

Re: Disco CLI Denial - Post 1 year


@CreditCuriosity wrote:

@randomguy1 wrote:

@AverageJoesCredit wrote:

No 4506 or cld so i call that a win in my bookSmiley Wink


I would throw them a 4506 if they really needed it for a cli though. Rather not but if it's needed, it's needed. 


As well a 4506-t I fear not.   Heck everyone from EQ databreach has all our info anyways.


Lol, they should do a special promo..... get $4506 cli for only one 4506  ....   limited one per customerSmiley Wink😄

Message 6 of 6
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