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Discover 16-17 days CLI, can I request on new accounts?

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Anonymous
Not applicable

Discover 16-17 days CLI, can I request on new accounts?

Hello,

 

I recently opened up a Discover IT credit card. With all of the posts about 16-17 days CLI, does that apply to new accounts? I was told by the Discover rep that I can apply for a CLI as early (or late depending on how you view it) as 3 months.

 

Thank you.

Message 1 of 18
17 REPLIES 17
baller4life
Super Contributor

Re: Discover 16-17 days CLI, can I request on new accounts?

Your acct becomes eligible for your first cli between 61 and 90 days.

Message 2 of 18
Anonymous
Not applicable

Re: Discover 16-17 days CLI, can I request on new accounts?


@baller4life wrote:
Your acct because eligible for your first cli between 61 and 90 days.

 

 

So I would have to wait 61 days to request my 1st CLI? Hopefully the 16-17 days CLI wagon is still around...

 

I suppose if I only wait 17 days and ask for a CLI, it'll just systematically auto-decline me?

Message 3 of 18
baller4life
Super Contributor

Re: Discover 16-17 days CLI, can I request on new accounts?

Yes auto decline. Your acct is far too new. We we'll pick you up on the Discover train when your time comes. Smiley Wink
Message 4 of 18
SunriseEarth
Moderator Emeritus

Re: Discover 16-17 days CLI, can I request on new accounts?


@baller4life wrote:
Your acct because eligible for your first cli between 61 and 90 days.

Was wondering this myself since I just got back in with Discover.   Thank you for the info!



Start: 619 (TU08, 9/2013) | Current: 806 (TU08, 6/06/24)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Disney Premier VS $52000 | Discover IT $46000 | NFCU cashRewards Plus WMC $33000 |Venmo VS $30000 | Cash+ VS $30000 | Macy's AMEX $25000 | Synchrony Premier $24,200 | GS Apple Card WEMC $22000 | WF Attune WEMC $22000 | Ralphs Rewards WEMC $20000 | Citi Custom Cash MC $19600 | Freedom Flex WEMC $18000 | Amazon VS $15000 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Belk MC $10000 | Wayfair MC $9500 | Sephora VS $9400 | ~~
Message 5 of 18
Anonymous
Not applicable

Re: Discover 16-17 days CLI, can I request on new accounts?

Had mine for almost 2 statements, so far decline, account to new.
Message 6 of 18
Anonymous
Not applicable

Re: Discover 16-17 days CLI, can I request on new accounts?


@SunriseEarth wrote:

@baller4life wrote:
Your acct because eligible for your first cli between 61 and 90 days.

Was wondering this myself since I just got back in with Discover.   Thank you for the info!


Join the 16 days CLI wagon!

Message 7 of 18
Anonymous
Not applicable

Re: Discover 16-17 days CLI, can I request on new accounts?


@Anonymous wrote:
Had mine for almost 2 statements, so far decline, account to new.

One more month and you should get a cli.  Mine was auto & then I started hitting the luv button. Smiley Wink

Message 8 of 18
SouthJamaica
Mega Contributor

Re: Discover 16-17 days CLI, can I request on new accounts?


@Anonymous wrote:

Hello,

 

I recently opened up a Discover IT credit card. With all of the posts about 16-17 days CLI, does that apply to new accounts? I was told by the Discover rep that I can apply for a CLI as early (or late depending on how you view it) as 3 months.

 

Thank you.


My experience was that the luv button fun didn't start until Day 86.


Total revolving limits 568220 (504020 reporting) FICO 8: EQ 689 TU 691 EX 682




Message 9 of 18
SouthJamaica
Mega Contributor

Re: Discover 16-17 days CLI, can I request on new accounts?


@Anonymous wrote:
Had mine for almost 2 statements, so far decline, account to new.

My first luv button CLI was approved after 2nd statement but before 3rd statement, on 86th day after account opened


Total revolving limits 568220 (504020 reporting) FICO 8: EQ 689 TU 691 EX 682




Message 10 of 18
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