Discover 2nd (second) card app thread

[joltdude]

You know if Disco offered an AJC Card i'd app for it =)

CLI rewards... a AJC special monthly for pushing the CLI button

Double Cashback every year....

0% BT offers for 24 months....

=)

[Anonymous]

I can try for #2 Disco next month, when I reach one year. Take one for the team, LOL.

I started with a Disco secured 2% Gas/Restaurant (sorta chrome, sorta Cashback?). I put down $1,000, then got auto’d twice - to $1800, then $2,200. Seems like Discover likes those numbers. Asked for one CLI, got the $500.

My guess is that it’s bucketed. I had a 637 when I first applied.

Two routes -
1. I can keep doing luv button, but I betcha I’ll only keep getting the $500s rather than the big return CLs that others see.

2. I can app for a new card in Cashback with the 5% categories, which is what i’d like to upgrade to anyway.

If either of these fit your curiosity, I’m willing to be the guinea pig for DPs. (But I doubt they’d give me the AJC special...lol)

[GApeachy]

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@Anonymous wrote:


If either of these fit your curiosity, I’m willing to be the guinea pig for DPs. 

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In the Disco boat, a few months behind you.  I'm all ears......

[Anonymous]

My Disco hit a year on the 21st and I just got told I don’t have a pre-approval offer and to wait for the letter today. 

Honestly a good thing since if I had one with a decent APR, I probably would have gone for it, especially since I had to lift the freeze on my reports to do the pre-approval. It’s just interesting that there is no offer. I am curious what this letter says. Probably...

”Dear Saeren,

Thank you for your interest in a Discover card. We are unfortunately unable to give you an offer at this time because you are too poor. Please get more money and try again.

Regards,

Discover”

[JaseT]

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@Anonymous wrote:

My Disco hit a year on the 21st and I just got told I don’t have a pre-approval offer and to wait for the letter today. 

Honestly a good thing since if I had one with a decent APR, I probably would have gone for it, especially since I had to lift the freeze on my reports to do the pre-approval. It’s just interesting that there is no offer. I am curious what this letter says. Probably...

”Dear Saeren,

Thank you for your interest in a Discover card. We are unfortunately unable to give you an offer at this time because you are too poor. Please get more money and try again.

Regards,

Discover”

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My letter would be something like this:

"Dear JaseT,

We will be happy to add you to the preapproval list once we remove you from our hit list.

Love,

Discover"

[Kasuito39]

DH has a secured card for $2000.00 for 15months which has not graduated.

DH Prepproved for IT card and pulled the plug a few minutes ago and instantly approved for $9500.00 with 14 months 0% with 5% cash back. Go Discover!

[Hockeypnc1]

Been with Discover IT (unsecured) since Sept. of 2017

$1800 starting line

Auto increased to $2200 after about 11 months, every CLI that I have requested been denied. 

I have been carrying a balance with them most of the time I have held the card.

Been trying their prequalify tool but always denied.

Today I got a prequalify for their IT Secured Card... why approve me for unsecured at first and then offer me a secured card??

Should I do it?

[Hockeypnc1]

What is DH?

[joltdude]

DH = Dear Husband or other half

[Hockeypnc1]

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@Anonymous wrote:
I can try for #2 Disco next month, when I reach one year. Take one for the team, LOL.

I started with a Disco secured 2% Gas/Restaurant (sorta chrome, sorta Cashback?). I put down $1,000, then got auto’d twice - to $1800, then $2,200. Seems like Discover likes those numbers. Asked for one CLI, got the $500.

My guess is that it’s bucketed. I had a 637 when I first applied.

Two routes -
1. I can keep doing luv button, but I betcha I’ll only keep getting the $500s rather than the big return CLs that others see.

2. I can app for a new card in Cashback with the 5% categories, which is what i’d like to upgrade to anyway.

If either of these fit your curiosity, I’m willing to be the guinea pig for DPs. (But I doubt they’d give me the AJC special...lol)

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That's funny about the $1800. That was my starting limit on my IT card. They then auto increased me to $2200. 

Must like those numbers.