Discover 2nd (second) card app thread

[Remedios]

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@CreditCuriosity wrote:

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@Remedios wrote:

I am going to try a preapproval now, for scientific purposes  only 

I bet I get secured card with  99% APR 

BRB 

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I am pre-qualed for the best rate, but i bet if I was dumb enough to apply I would get a 1k SL

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They reduced my apr just a couple of weeks ago down to 16.XX but want to give me 20+ on a new card. 

 Disco be trippin'  🤷‍♀️

[CreditCuriosity]

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@Remedios wrote:

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@CreditCuriosity wrote:

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@Remedios wrote:

I am going to try a preapproval now, for scientific purposes  only 

I bet I get secured card with  99% APR 

BRB 

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I am pre-qualed for the best rate, but i bet if I was dumb enough to apply I would get a 1k SL

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They reduced my apr just a couple of weeks ago down to 16.XX but want to give me 20+ on a new card. 

 Disco be trippin'  🤷‍♀️

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Yep my one card I have with them is at 25.x apr as still in intro period you better bet they will drop that at least 6 points after my intro period is up or i won't flinch about closing it as you know how i feel about them .  Then new card they are offering me the best apr, bi-polar discover, nothing new to see here!

[Remedios]

Yeah, I want them to give me pretend limit, so I can pretend to use it 😐

[Poppa]

You can only combine limits if you have a CLI available that is big enough for the new limit? That sounds like a way to prevent us from doing it. How many of us are eligible for CLIs that large? I don't think I get it.

[CreditCuriosity]

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@Poppa wrote:

You can only combine limits if you have a CLI available that is big enough for the new limit? That sounds like a way to prevent us from doing it. How many of us are eligible for CLIs that large? I don't think I get it.

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no only if the card you would like your limit transferred to has a CLI of any amount available on it

[Poppa]

 

Sabii

 

Established Contributor

‎06-12-2019 10:38 AM

Re: Discover 2nd card no prequal offer

I asked Discover about combination of cards/ limits. She said:
1. You have to have a credit limit increase available on one of the cards enough to accommodate both limits. 

This is where I took the info from that is confusing me.

[Poppa]

I asked Discover about combination of cards/ limits. She said:
1. You have to have a credit limit increase available on one of the cards enough to accommodate both limits. 

[Poppa]

This is where I took the info from that is confusing me.

[AverageJoesCredit]

No thats not true. Maybe you got a Chase csr

[CreditCuriosity]

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@Poppa wrote:

 

Sabii

 

Established Contributor

‎06-12-2019 10:38 AM

Re: Discover 2nd card no prequal offer

I asked Discover about combination of cards/ limits. She said:
1. You have to have a credit limit increase available on one of the cards enough to accommodate both limits. 

This is where I took the info from that is confusing me.

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Have combined limits with them, trust me

[CreditCuriosity]

I asked Discover about combination of cards/ limits. She said:
1. You have to have a credit limit increase available on one of the cards enough to accommodate both limits. 

[CreditCuriosity]

This is where I took the info from that is confusing me.

[AverageJoesCredit]

Also, calling @pizza1

[Anonymous]

Poppa:
That's the way she said it, which threw me off at first. But they really just need to confirm you can get a CLI. I did the reallocation this way. When it got it online I called them, they put the CLI on hold, did the reallocation and gave me the CLI as well.
I guess all forms of changing CL within cards needs to be done this way.